studentloan
Variable | Question text | Label |
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qc210 | You indicated that you have student loans. There are two types of loans we are interested in:
Federal student loans are issued or guaranteed by the federal government. They can be subsidized or unsubsidized and never require a co-signer. Private student loans are borrowed from a private lender, such as a bank, institution, credit union, or state, and usually require a co-signer. Do you currently have a federal student loan, a private student loan, or both? | ever taken out federal or private student loan |
qc211 | In March 2020, the federal government temporarily paused payments and interest for most borrowers with federal student loans as part of its COVID-19 assistance efforts.
Does this temporary pause apply to any of the student loans that you are currently responsible for paying? | temporary pause payments and interest apply to any loans |
qd214 | Suppose the federal student loan pause ended next month. How easy or difficult would it be for you to afford your monthly payments? | how difficult pay if student loan pause ended next month |
qd215 | You indicated that someone in your household has student loans. Do you personally have a student loan? | personally have student loan |
qd216 | Is your student loan on an income-driven repayment (IDR) plan?
With IDR plans your monthly payment is determined based on your annual income. They include Revised Pay As You Earn (REPAYE), Pay as You Earn (PAYE), Income-Based Repayment (IBR), and Income-Contingent Repayment (ICR). | student loan on an income-driven repayment (IDR) plan |