SHARE:
financial
| Variable | Question text | Label |
|---|---|---|
| ab001 | You said you do not have an ABLE account (a savings account for people with disabilities and their families). What is the main reason you do not have one? | why not have an ABLE account |
| ab002 | How familiar are you with ABLE accounts? | how familiar with ABLE accounts |
| ab003a | True or false: you must be getting Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits to get an ABLE account. | must be getting SSI or SSDI benefits to get an ABLE account |
| ab003b | True or false: to be eligible for an ABLE account this year, your disability must have started before age 26. | eligible for ABLE account this year, disability must have started before age 26 |
| ab003c | True or false: you must apply for an ABLE account before age 26. | must apply for an ABLE account before age 26. |
| ab003d | True or false: if your ABLE account balance is greater than $10,000, it may impact your Supplemental Security Income (SSI) benefits. | ABLE account balance is greater than $10,000, may impact SSI benefits |
| af001a | In the past twelve months, did you purchase a money order (at a location that was not a bank or credit union)? | Purchased a money order (at a location that was not a bank or credit union) |
| af001b | In the past twelve months, did you cash a check using a check-cashing service (at a location that was not a bank or credit union)? | Cashed a check using a check-cashing service (at a location that was not a bank or credit union) |
| af001c | In the past twelve months, did you send money to friends or family living outside the US (at a location that was not a bank or credit union)? | Sent money to friends or family living outside the US (at a location that was not a bank or credit union) |
| af001d | In the past twelve months, did you take out a payday loan or receive a payday advance loan? | Took out a payday loan or received a payday advance loan |
| af001e | In the past 12 months, did you pawn an item at a pawn shop? Do not include selling an unwanted item to a pawn shop. | pawn an item at a pawn shop |
| af001f | In the past 12 months, did you rent any items such as furniture or appliances from a rent-to-own store (for example, Aaron’s or Rent-a-Center)? We do not mean stores that offer layaway plans. | Used rent-to-own store |
| af001g | In the past 12 months did you or anyone else in your household use a service to get your tax refund faster than the IRS would provide it? This can include refund anticipation loans and refund advances. | Took out a tax refund anticipation loan |
| af002 | You said you cashed a check at a place that wasn’t a bank. Why did you not use a bank? Please select all that apply. | I do not have a bank account that I can deposit checks to |
| af003 | You said you got a loan from a place that was not a bank. Why did you not take a loan from a bank? Please select all that apply. | I do not have a bank that offers this loan |
| fn001a | Do you have a checking account? | have Checking account |
| fn001b | Do you have a savings account? | have Savings account |
| fn001c | Do you have a savings in cash outside of a bank account? | have Savings in cash outside of a bank account |
| fn001d | Do you have an ABLE account? An ABLE account is a a tax-advantaged savings account for people with disabilities and their families. | have ABLE account (a tax-advantaged savings account for people with disabilities and their families) |
| fn002 | You mentioned you have an ABLE account. Please estimate the current value of that account. Just your best guess will do. | current value of ABLE account |
| fn003 | There are different reasons people might not have a checking or savings account. Which of the following reasons apply to you? Do you not have an account because...(please select all that apply) | Bank locations are inconvenient |
| fn004 | How much control do you have over the major financial decisions in your life? | how much control over major financial decisions in life |
| ins001 | Do you currently have short-term or long-term disability insurance? | currently have short-term or long-term disability insurance |
| ins002 | Do you currently have life insurance? | currently have life insurance |