SHARE:
banking
| Variable | Question text | Label |
|---|---|---|
| ba001 | Do you or anyone else in your household have a checking account now? | have checking account |
| ba002 | Within the past 12 months, have you or anyone else in your household been charged a monthly fee (sometimes called an account usage fee or maintenance fee) for having the checking account? | charged monthly fee checking account |
| ba003 | In the last 12 months, have you or anyone else in your household been charged any fee for not having enough money in your checking account to pay for a purchase or charge that came in? This could be called an overdraft fee, a non-sufficient funds fee, or a bounced check fee. | charged overdraft fee checking account |
| ba004a | Taking your best guess, how many times have you or anyone else in your household paid one of these overdraft fees, non-sufficient funds fees, or bounced check fees in the past 12 months? | number of times paid fee checking account |
| ba005 | Do you or anyone else in your household have a savings account now? | have savings account |
| ba006 | Within the past 12 months, have you or anyone in your household been charged a monthly fee (sometimes referred to as an account usage fee or maintenance fee) for the savings account? | charged monthly fee savings account |
| ba007 | You indicated you do not have a checking account now. Have you or anyone else in your household closed a checking account in the last 12 months? | close checking account in last 12 months |
| ba008c | In the past 12 months, have you or anyone in your household used an ATM to withdraw cash? | used atm to withdraw cash past 12 months |
| ba009a | Taking your best guess, how many times have you or anyone else in your household paid an ATM fee in the past 12 months? | how many times paid atm fee past 12 months |
| ba010c | Thinking about your most recent overdraft/NSF experience, which of the following is most accurate? | what caused to overdraft/NSF most recent experience |
| ba011 | Thinking about your most recent overdraft experience, would you have preferred: | what prefer in most recent overdraft experience |
| ba012 | Think about your most recent overdraft experience. How large was the purchase or payment you made that incurred the overdraft? | how large purchase most recent overdraft experience |
| ba014 | Thinking about your most recent overdraft experience, if overdraft were not available, I would have: | action if overdraft were not available |
| ba014_order | order action if overdraft were not available | |
| ba015 | In the past 12 months, have you or anyone in your household paid a fee to withdraw cash from an ATM? | paid fee atm to withdraw cash past 12 months |
| ba016 | You indicated that you or someone else in your household have either a checking or savings account. What type of financial institution do you have this account with? Please think about your most frequently used account if you have multiple accounts. | type of financial institution account |
| ba017 | In the past 12 months, have you or anyone else in your household had an account with a provider of online bank accounts such as Chime, Varo, Current, Aspiration, or other similar companies? These are institutions that don’t generally have physical locations. | you or anyone else in your household had an account with a provider of online bank accounts |
| ba018 | In the past 12 months, have you or anyone else in your household used any online payment services with an account feature that allows you to receive and store money in an account? Examples are PayPal, Venmo, or Cash App. Please do not include Zelle. | you or anyone else in your household used online payment services |