Variable Question text Label
he001Which of the following statements best describes how your household’s total spending compared to total income, over the last 12 months?spending over last 12 months
he002Which of the following statements best describes how your household has paid its bills over the last 12 months?

My household has been financially able to:
household has financially been able to
he003At your current level of spending, how long could you and your household afford to cover expenses, if you had to live only off the money you have readily available, without withdrawing money from retirement accounts or borrowing?how long could afford to cover expenses
he004Thinking about your household’s longer term financial goals such as saving for a vacation, starting a business, buying or paying off a home, saving up for education, putting money away for retirement, or making retirement funds last.

How confident are you that your household is currently doing what is needed to meet your longer term goals?
how confident household is doing well to meet longer term goals
he005Thinking about all of your household’s current debts, including mortgages, bank loans, student loans, money owed to people, medical debt, past-due bills, and credit card balances that are carried over from prior months.

As of today, which of the following statements describes how manageable your household debt is?
how manageable is household debt
he006Thinking about all of the types of insurance you and others in your household currently might have, including health insurance, vehicle insurance, home or rental insurance, life insurance, and disability insurance.

How confident are you that those insurance policies will provide enough support in case of an emergency?
insurance policies enough in case of emergency