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Variable Question text Label
FLInvite001
FLPA126
PA050a^FLCashLinkused cash
PA050b^FLCheckLinkused check
PA050c^FLMoneyOrderLinkused Money order
PA050d^FLDebitCardLinkused Debit card
PA050e^FLCreditCardLinkused Credit card
PA050f^FLPrepaidCardLinkused Prepaid card
PA050g^FLBankAccountNumberLinkused Bank account number payment
PA050h^FLOnlineBankingLinkused Online banking bill payment
PA050j^FLCryptocurrencyLinkused crypto currency
PA119_order
PA126_aPlease tell us your primary reason for owning cryptocurrency.PRIMARY REASON VIRTUAL CURRENCY
PA126_orderPA126 ORDER
dcpc_versionIndicates diary versiondiary version
dcpc_version_flagflag diary version
de011Where does your own personal income rank within your household?PERSONAL INCOME RANK WITHIN HOUSEHOLD
fr001_aPaying monthly bills (rent or mortgage, utilities, cell phone, etc.)Paying monthly bills rent or mortgage, utilities, cell phone, etc.)
fr001_bDoing regular shopping for the household (groceries, household supplies, pharmacy, etc.)Doing regular shopping for the household (groceries, household supplies, pharmacy, etc.)
fr001_dMaking decisions about saving and investments (whether to save, how much to save, where to invest, how much to borrow)Making decisions about saving and investments (whether to save, how much to save, where to invest, how much to borrow)
fr001_eMaking decisions about other household financial matters (where to bank, what payment methods to use, setting up online bill payments, filing taxes)Making decisions about other household financial matters (where to bank, what payment methods to use, setting up online bill payments, filing taxes)
invite001Would you be willing to participate in a short survey and four-day diary that you will take between late September and early November? ^FLInvite001

  • You will earn $70 for recording information on five consecutive days that will be randomly assigned between September 28 and November 2, 2023.
    • The first day is a 10-minute survey.
    • For the next three days you will record information about your cash on hand, your purchases and bill payments, and cash deposits and withdrawals. Each night you will login online and report your activity. This takes about 20 minutes per day.
    • The morning after the third day, you will have an opportunity to login to report any payments you may have made after you logged off at the end of Day 3.

You must complete all five days, and you will earn $70 for completing this study.

Will you be willing to participate in this study? 		willing to participate
invite002Thank you!

Please note, for this study we are only interested in the spending you do in the United States. We can schedule your survey dates for when you are in the United States.

Do you have any international travel planned for the period between September 28 and November 2, 2023? 		international travel
invite003_aPlease let us know what dates you will be travelling internationally between September 28 and November 2, 2023.

I will be leaving on:		leaving travel
invite003_bI will be returning home on: returning travel
invite004We understand that you may be busy or not interested. Could you please tell us the reasons why you declined to participate?
  • Please check all that apply.
I don’t spend that much money
invite005^FLInvite005

After considering this new information, would you be willing to participate in this study?		reconsider
invite010^FLInvite010checking account
invite011^FlInvite011savings account
invite019Do you have a credit card?credit card
invite021Do you have a debit card?debit card
pa015_aHow much cash do you have in your wallet, purse, and/or pocket?

  • Please round to the nearest dollar
  • Do not include cash owned by other members of your household
how much cash in wallet
pa119What kinds of cryptocurrency do you own? (check all that apply)Bitcoin
pa120_aCryptocurrency exists online and is different from U.S. dollars ($), the euro (€), or other official foreign currencies. Cryptocurrency is sometimes called virtual currency or digital currency.

Examples of cryptocurrency include Bitcoin, Ethereum, and Dogecoin.

Have you heard of Bitcoin or any other cryptocurrencies, such as Ethereum, Litecoin, or Dogecoin? 		HEARD CRYPTO CURRENCY
pa121_aDo you own any cryptocurrency?OWN CRYPTOCURRENCY
participatedparticipated at any pointparticipated at any point
participated_2015participated in 2015participated in 2015
participated_2016participated in 2016participated in 2016
participated_2017participated in 2017participated in 2017
participated_2018participated in 2018participated in 2018
participated_2019participated in 2019participated in 2019
participated_2020participated in 2020participated in 2020
participated_2021participated in 2021participated in 2021
participated_2022participated in 2022participated in 2022
permPA126_1PA126 POSITION 1
permPA126_2PA126 POSITION 2
permPA126_3PA126 POSITION 3
permPA126_4PA126 POSITION 4
permPA126_5PA126 POSITION 5
permPA126_6PA126 POSITION 6
permPA126_7PA126 POSITION 7
permPA126_8PA126 POSITION 8
q115_aPurchases and other non-bill payments preferences

Please tell us the payment method you most prefer to use for making purchases and other nonbill payments.		most preferred method for non bill payments
q115_bBill payment preferences

Please tell us the payment method you most prefer to use for making bill payments.		most preferred method for bill payments
text_versionIndicates text reminder versiontext reminder version
textremindersSome respondents have told us they think it would be helpful to get a few texts from us during each diary to help remember all daily payments. Would you like to receive such texts during your three diary days in October?like text reminders or not
willingwilling to participate