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studentloan

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qc210You indicated that you have student loans. There are two types of loans we are interested in:

Federal student loans are issued or guaranteed by the federal government. They can be subsidized or unsubsidized and never require a co-signer.

Private student loans are borrowed from a private lender, such as a bank, institution, credit union, or state, and usually require a co-signer.

Have you ever taken out a federal student loan, a private student loan, or have you taken out both?
ever taken out federal or private student loan
qc211In March 2020, the federal government temporarily paused payments and interest for most borrowers with federal student loans as part of its COVID-19 assistance efforts.

Does this temporary pause apply to any of the student loans that you are currently responsible for paying?
temporary pause payments and interest apply to any loans
qc212Has the student loan pause been valuable in helping you manage your finances? If so, how much?how valuable student loan pause
qc213What is your total monthly payment towards your student loan(s)? This may include multiple payments to different lenders. We are interested in the total amount due each month, whether or not you are currently paying it.total monthly student loan payments
qc214Suppose the federal student loan pause ended next month. How easy or difficult would it be for you to afford payments?how difficult pay if student loan pause ended next month