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General information

Question text: We are conducting an important research study about how people in America manage their money. The goal of this study is to find solutions that can help people lead financially healthy lives.

If you agree to participate, you will have access to a secure and password-protected website we have created called UASFin, where you can link and conveniently see all your financial accounts. There is no cost to using this service. In fact, we will pay you in return for allowing UAS researchers to learn from a simplified version of your everyday transactions.

Your financial information will be secure, protected, and confidential. We have developed the UASFin website in collaboration with Plaid, a company trusted by millions of users to connect their financial accounts with popular financial apps and services (like Venmo, Mint, etc.) to help them manage their money. In order to add and see your accounts on the UASFin website, you will be asked to share your account credentials with Plaid. Plaid securely protects your credentials and will not share your username and password, or any other personal information, with UAS researchers or anyone else. We at UAS also protect your private information. For example, when we write up results, we only ever publish tables and graphs that do not identify anyone individually.

Researchers will see only limited account information. By agreeing to participate in this study, you are giving UAS researchers permission to view your account activity. Specifically, we will see the account type, the institution holding the account, as well as historical account balances, transaction dates, amounts, and descriptions (like you see on your credit card statement). We will never see your account credentials (usernames and passwords) or any account information that would reveal who you are.

Time required: Your participation in this study will require very little of your time. After you add your financial accounts on the secure website we have created, we will ask you to review and update them from time to time, as needed. You can remove any or all of your accounts from the study at any time, and continue to participate in this project, and in the UAS.

You will be paid for your participation, now and monthly: You will earn $^FLAmounts[1] for each financial institution that you add. After that, you will continue to earn $^FLAmounts[2] every month for each active institution that you have added.

To get started: You will simply create your own private password for the UASFin secure website and then follow prompts to log in and add your accounts.

If you have any questions about this study or about how we are storing and using this data, please let us know. You can find out more information about Plaid here: https://plaid.com/company. For other questions, just call our help desk at 855.872.8673 (9am to 5pm Pacific time; Monday through Friday) or send an email to uashelp@usc.edu.

I am interested in participating in this research study:
Answer type: Radio buttons
Answer options: 1 (YES) Yes
2 (NO) No
Label: consent
Empty allowed: Not allowed
Error allowed: Not allowed
Multiple instances: No

Data information

To download data for this survey, please login with your username and password. Note: if your account is expired, you will need to reactivate your access to view or download data.