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General information

Question text: We would now like to ask you about private long-term-care insurance. Long-term care refers to receiving help with the activities of daily living, such as eating, bathing, dressing, walking, and so on. In a typical long-term-care insurance contract:

  • The purchaser pays annual premiums
  • Insurance companies pay either all or a certain amount of future long-term care costs
  • Long-term care could entail stays in a nursing home and/or nursing care in an individual’s own home
  • If the purchaser stops paying the premiums, there is no cash value and the owner forgoes any reimbursement for future long-term care expenses

There are other types of insurance for late-in-life health care that are NOT private long-term care insurance. These include:

  • Private health insurance
  • Government provided health insurance through Medicare or Medicaid
  • Government provided long-term care through Medicaid

Please do not consider these types of policies when answering questions in this section.

Please select whichever of the following is true:
Answer type: Radio buttons
Answer options: 1 I own private long-term care insurance.
2 I am familiar with but do not own private long-term care insurance.
3 I am not familiar with private long-term care insurance at all.
Label: own ltci
Empty allowed: One-time warning
Error allowed: Not allowed
Multiple instances: No

Data information

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