General information

Question text: First, we want to ask you a few questions related to your actual experiences with checking accounts.

Checking accounts are offered by most banks and credit unions and generally come with paper checks and a debit card to make purchases at merchants or to withdraw cash at ATMs. Funds can be deposited into the account by check, transfer, or employer direct deposit of paychecks. If there are not enough funds available to cover a debit card transaction, checking accounts generally give an account holder the option to have their transaction declined or to opt in to an “overdraft” plan. These overdraft plans generally allow a customer’s overdrawn transactions to be completed for a fee or charge customers to transfer funds from a linked account to cover the shortfall.

Have you ever opened a checking account for yourself, or, helped someone else open a checking account?
Answer type: Radio buttons
Answer options: 1 Yes
2 No
Empty allowed:
Error allowed:
Multiple instances: No

Data information

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