yodlee
Variable | Question text | Label |
---|---|---|
FLib06_x | FILL X FOR IB06 | |
FLib06_y | FILL Y FOR IB06 | |
FLib07_x | FILL X FOR IB07 | |
FLib07_y | FILL Y FOR IB07 | |
ib01 | Do you or anyone in your household have an account (for instance, checking, savings, credit card, or brokerage account) at a financial institution? | have account |
ib02 | Have you ever paid a bill over the internet (using a computer, tablet or mobile phone)? | paid bill over internet |
ib03 | Have you ever checked your account balance over the internet (using a computer, tablet or mobile phone)? | ever checked account blance over internet |
ib04 | Have you ever transferred money from one account to another over the internet (using a computer, tablet or mobile phone), either to another account of your own or to someone else’s account? | ever transferred money over internet |
ib05 | Are you using a personal financial management service that is not part of your bank, which provides overviews and summaries of your accounts, such as Mint (www.mint.com), Check.me (https://check.me ), Pennyminder(http://pennyminder.com/) , You Need A Budget (https://www.youneedabudget.com/), Buxfer (www.buxfer.com), or Yodlee (http://www.yodlee.com/) ? | using financial management |
ib06 | We are interested in how Americans spend their money and how they are doing financially. Would it be okay with you if such a service would share your data with us? We would not have access to your passwords or any other identifying information and we would use the data in the same way we use surveys: to make summary tables or graphs to better understand how Americans are doing. And certainly no one will be able to identify individual respondents to the survey. If you were to agree we would pay you $^FLib06_x for your cooperation and $^FLib06_y for every month after that. Note: you can change your mind at any time. Even if you say yes now, this does not obligate you. At this point we are only trying to find out if you might be interested. | request for consent |
ib06_x_rand | random x ib06 | |
ib06_y_rand | random y ib06 | |
ib07 | We are interested in how Americans spend their money and how they are doing financially. Sometimes we would therefore like to ask our UAS members questions about their finances (how much you pay for different services, what kind of bank accounts you have, whether you have a mortgage, etc.). Answering such questions can be a bit burdensome. It is also possible to use a company that collects all the data from your various accounts and combines them. Would it be okay with you if such a service would share your data with us? Of course, we will share with you the details of the company that provides this service before moving forward. If you agree, we would not have access to your passwords or any other identifying information and we would use the data in the same way we use surveys: to make tables or graphs to better understand how Americans are doing. If you were to agree we would pay you $^FLib07_x for your cooperation and $^FLib07_y for every month after that. Note: you can change your mind at any time. Even if you say yes now, this does not obligate you. At this point we are only trying to find out if you might be interested. | request for consent if not using internet tool |
ib07_x_rand | random x ib07 | |
ib07_y_rand | random y ib07 |