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Variable Question text Label
cr001In the past 12 months, have you or anyone else in your household used a Visa, MasterCard, American Express, or Discover credit card? Please do not include debit cards.used Visa, MasterCard, American Express, or Discover credit card
cr002In the past 12 months, how often did you or anyone else in your household carry an unpaid balance on a credit card from Visa, MasterCard, American Express, or Discover? Please do not include debit cards. how often carry balance on credit card
cr003Please estimate the amount your household currently owes from outstanding credit card balances carried over from previous months on all Visa, MasterCard, American Express, or Discover credit cards. If you aren’t sure, your best guess will do. Please do not include debit cards.

For example, if you currently carry a $500 balance on one card, $1500 on another card and $2000 on a third card, your total balance would be $4000.
amount owed from outstanding balances credit card
cr004In the past 12 months, have you or anyone else in your household used a store credit card that can only be used at the store that issues it (for example, JCPenney or Target) or related to a set to stores? Please do not include store gift cards.used store card
cr005In the past 12 months, how often did your household carry an unpaid balance on one or more of your store credit cards? A store credit card which is a credit card that is only good at the store that issues it (for example, JCPenney or Target). Please do not include store gift cards.how often carry balance on store card
cr006Please estimate the amount your household currently owes from outstanding credit card balances carried over from previous months on all store credit cards. A store credit card which is a credit card that is only good at the store that issues it (for example, JCPenney or Target). If you aren’t sure, your best guess will do. Please do not include store gift cards.

For example, if you currently carry a $500 balance on one card, $1500 on another card and $2000 on a third card, your total balance would be $4000.
amount owed from outstanding balances store card