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| Variable | Question text | Label |
|---|---|---|
| FLQ17 | ||
| Q1 | Now we have a few questions about preparing for retirement. How well prepared financially are you for retirement? Please give yourself a grade from A to D, where A means you are very well prepared and D means not prepared at all. | how well prepared financially for retirement |
| Q2a | How inflation will affect your retirement | How inflation will affect your retirement |
| Q2b | How much you will need to have saved to retire comfortably | How much you will need to have saved to retire comfortably |
| Q2c | How the Social Security system works | How the Social Security system works |
| Q2d | How long you might live in retirement | How long you might live in retirement |
| Q2e | How to invest your retirement money | How to invest your retirement money |
| Q2f | How to manage your spending in retirement | How to manage your spending in retirement |
| Q3 | Please tell us which one of the following statements comes closest to what you believe Social Security should provide to Americans like you during retirement. Do you think it should provide…? | what you believe Social Security should provide to Americans like you during retirement |
| Q4a | How Social Security retirement benefits are calculated | How Social Security retirement benefits are calculated |
| Q4b | The eligibility age for full Social Security retirement benefits | The eligibility age for full Social Security retirement benefits |
| Q4c | How your Social Security benefits are affected if you work at the same time that you receive benefits | how SS benefits are affected if work and claim |
| Q4d | How much your monthly Social Security retirement benefits will be | How much your monthly Social Security retirement benefits will be |
| Q4e | How your benefits change if you claim Social Security benefits sooner or later | How your benefits change if you claim Social Security benefits sooner or later |
| Q4sa | How much your spouse's monthly Social Security retirement benefits will be | How much your spouse's monthly Social Security retirement benefits will be |
| Q4sb | How your decision about when to claim Social Security retirement benefits can affect your spousal benefits | your decision affect spouse benefits |
| Q4sc | How your spouse’s decision about when to claim Social Security benefits may affect your benefits | your spouse's decision affect your benefits |
| Q4spa | How much your spouse’s monthly Social Security retirement benefits will be | How much your spouse’s monthly Social Security retirement benefits will be |
| Q4spb | How your decision about when to claim Social Security retirement benefits can affect your spousal benefits | How your decision about when to claim Social Security retirement benefits can affect your spousal benefits |
| Q4spc | How your spouse’s decision about when to claim Social Security benefits may affect your benefits | How your spouse’s decision about when to claim Social Security benefits may affect your benefits |
| Q5 | How confident are you that the Social Security system will be able to pay your promised benefits in the future? | How confident are you that the Social Security system will be able to pay your promised benefits in the future? |
| Q6a | How confident are you that Social Security retirement benefits will be there for you when you retire? | How confident are you that Social Security retirement benefits will be there for you when you retire? |
| Q6a_old | How confident are you that Social Security retirement benefits will be there for you when you retire? | How confident are you that Social Security retirement benefits will be there for you when you retire? |
| Q6b | What do you think is the percent chance that you will live to age 90? Your best guess is okay. | percent chance live to 90 |
| Q7a | Do you expect your future Social Security benefits to be enough to ensure a good standard of living in retirement? Please rate your expected benefits on a 1 to 5 scale, where "1" means very much less than enough and "5" means very much more than enough”. | Do you expect your future Social Security benefits to be enough to ensure a good standard of living in retirement? |
| Q7b | Are your current Social Security benefits enough for a good standard of living? Please rate these benefits on a 1 to 5 scale, where "1" means much less than enough and "5" means much more than enough. | retirement benefits you are currently receiving from Social Security |
| Q8 | Have you taken steps to ensure a good standard of living during your retirement? Please check all that apply. | Contribute to a 401(k) or defined contribution plan, IRA or other retirement account |
| Q8_other | steps other | |
| Q9 | Which of the following best describes how a worker’s Social Security benefits are calculated? | how a worker’s Social Security benefits are calculated |
| Q10a | Someone who has never worked for pay may still be able to claim benefits if one’s spouse qualifies for Social Security. | benefits if their spouse qualifies for Soci |
| Q10b | Social Security benefits are not affected by the age at which someone starts claiming. | Social Security benefits are not affected by the age at which someone starts claiming. |
| Q10c | Social Security benefits are adjusted for inflation. | Social Security benefits are adjusted for inflation. |
| Q10d | Social Security benefits have to be claimed as soon as someone retires. | Social Security benefits have to be claimed as soon as someone retires. |
| Q10e | Retired people who continue to earn income from working or investments may have to pay tax on their Social Security benefits. | Retired people who continue to earn income from working or investments may have to pay tax on their Social Security benefits. |
| Q10f | Social Security is paid for by a tax placed on both workers and employers. | Social Security is paid for by a tax placed on both workers and employers. |
| Q10g | Workers who pay Social Security taxes are entitled to Social Security disability benefits if they become disabled and are no longer able to work | Workers who pay Social Security taxes are entitled to Social Security disability benefits if they become disabled and are no longer able to work |
| Q10h | If a worker who pays Social Security taxes dies, any of his/her children under age 18 may claim Social Security survivor benefits | If a worker who pays Social Security taxes dies, any of his/her children under age 18 may claim Social Security survivor benefits |
| Q10i | If a worker who pays Social Security taxes dies, his/her spouse may claim Social Security survivor benefits only if they have children | If a worker who pays Social Security taxes dies, his/her spouse may claim Social Security survivor benefits only if they have children |
| Q11 | In general, how confident are you that the responses you just gave to these true or false questions are correct? | true false confidence |
| Q12 | For people aged 65 and older, which of the following will be automatically deducted from their monthly Social Security benefits? | automatically deducted |
| Q12_2 | To the best of your knowledge, is it true that most working people who pay Social Security taxes can get Social Security disability benefits if they become disabled and are unable to work? | most working people who pay Social Security taxes can get Social Security disability benefits if they become disabled and are unable to work |
| Q13 | If you were to become disabled and unable to work, about how much money per month do you think you would receive in Social Security disability benefits? Your best guess is okay. | disabled benefits |
| Q14 | To the best of your knowledge, is it true that if a working person who pays Social Security taxes and has children under age 18, dies, his or her children get Social Security survivor benefits? | children |
| Q16a | To the best of your knowledge, is it true that if a married working person who pays Social Security taxes dies, his or her spouse can get survivor benefits from the Social Security system even if they have no children? | working person |
| Q16b | If you were to die, about how much money per month do you think your spouse would receive in Social Security survivor benefits, not including any benefits for children? | die spouse benefits |
| Q16c | For how long do you think these benefits for the surviving spouse would be paid out? Do you think it would be…? | how long benfits for surviving spouse paid out |
| Q17 | At what age ^FLQ17 fully retire? | age retire |
| Q17_age | age retire | |
| Q17_cl1 | At what age ^FLQ17 retire? | age retire |
| Q18_age | age spouse retire | |
| Q18b | To the best of your knowledge, at what age does your spouse plan to retire? | age spouse retire |
| Q19_age | age clain SS | |
| Q19a | At what age do you plan to claim your Social Security retirement benefits? | what age claim SS retirement benefits |
| Q19b | At what age did you claim your Social Security retirement benefits? | age claim SS retirement benefits |
| Q19c | At what age does your spouse plan to claim his or her Social Security retirement benefits? | age spouse plan claim SS retirement benefits |
| Q19c_age | age spouse claim SS | |
| Q19d | At what age did your spouse claim his or her Social Security retirement benefits? | age spouse claim SS retirement benefits |
| Q20a | When you claim your Social Security benefits at age ^Q19_age, about how much money in total do you think you will receive per month? Your best guess is okay. | money per month |
| Q20a_followup | When you claim your Social Security benefits at age ^Q19_age, about how much money in total do you think you will receive per month? Your best guess is okay. | money per month brackets |
| Q21a | If you waited two more years before you claimed your Social Security benefits, about how much money in total do you think you would receive per month? Your best guess is okay. | waited two more years money per month |
| Q21a_followup | If you waited two more years before you claimed your Social Security benefits, about how much money in total do you think you would receive per month? Your best guess is okay. | a waited two more years money per month brackets |
| Q22a | When your spouse claims his or her Social Security benefits at age ^Q19c_age, about how much money do you think he or she will receive per month? Your best guess is okay. | spouse money per month |
| Q22a_followup | If you had to estimate, would the amount your spouse expects to receive per month be above or below $1,000? | spouse money per month brackets |
| Q22d | If you were for any reason not able to receive Social Security benefits until age 70, do you think you would be able to draw on other savings or income to maintain a reasonable standard of living until then? | draw other savings if not receiving benefits until age 70 |
| S4 | Are you married? | R marital status in current interview |
| S6a | Please choose which definition of Social Security retirement benefits best describes the main purpose of the program: | replacement by social security |
| S6aa | Why do you think you will not be eligible to receive benefits from Social Security in the future? | why not eligible to receive benefits from Social Security |
| S6bb | Why do you think your spouse will not be eligible to receive benefits from Social Security in the future? | why will spouse never be eligible to receive Social Security benefits |
| S7a | Do you currently receive Social Security benefits? | currently receive Social Security benefits |
| S7b | Does your spouse currently receive Social Security benefits? | spouse currently receive Social Security benefits |
| S8a | Which of the following best describes your employment status? Are you currently...? | current employment status |
| S8b | Which of the following best describes your spouse’s employment status? Is your spouse currently…? | spouse employment status |
| S8c | You mentioned that you are retired, but are you…? | retired work status |
| S9c | You mentioned that your spouse is retired, but is he or she…? | spouse retired work status |