Routing for UAS791
year_ago := Internal calculation result
FLDate := Internal calculation result
intro2
This survey focuses on you and your household's financial situation.
- "Household" includes you and others living with you who contribute financially to your home.
- As you answer these questions, please think about all of your household members’ finances, taken as a whole.
- If you live alone or do not consider anyone else to be a member of your household, please answer these questions as an individual.
- For all questions, please answer to the best of your ability. If you are not sure about the answer to a question, your best guess will do.
currentage := Internal calculation result
if currentage = empty then
currentage (current age)
What is your current age?
RANGE 18..120
End of if
fin_intro2
First, we are going to ask some questions about your household.
qd004 (part play in making financial decisions for household)
What part, if any, do you play in making financial decisions for your household?
1 I make all the financial decisions myself
2 I make financial decisions with others in my household
3 Someone else in my household makes all the financial decisions
4 Don't know
Fill code of question 'FLqe105' executed
qe105 (own where you live)
Do you[ or someone in your household] own the place where you live, either with or without a mortgage or loan?
1 Yes
2 No
3 Don't know
if qe105 != 1 then
qe105a (rent where you live)
Do you[ or someone in your household] rent the place where you live?
1 Yes
2 No
3 Don't know
End of if
q150_intro
The next few questions ask about events that may have happened to your household in the last 12 months. For these questions, please think back to events that have occurred since [[]].
Group of questions presented on the same screen
events_intro
In the last 12 months (since [[]]), have you or anyone in your household experienced any of the following events?
Subgroup of questions
qe151 (LIFE EVENT--DIVORCE OR SEPARATION)
Divorce or separation
1 (YES) Yes
2 (NO) No
qd152 (LIFE EVENT--DEATH OF SOMEONE IN THE HOUSEHOLD)
Death of someone in the household
1 (YES) Yes
2 (NO) No
qe153 (LIFE EVENT--BECAME PRIMARY CAREGIVER UNDER AGE OF 18)
Became the primary caregiver of a child under the age of 18 years old
1 (YES) Yes
2 (NO) No
qe154 (LIFE EVENT--BECAME PRIMARY CAREGIVER 18 YEARS OR OLDER)
Became the primary caregiver of someone 18 years old or older
1 (YES) Yes
2 (NO) No
End of subgroup of questions
End of group of questions
Group of questions presented on the same screen
events_intro
In the last 12 months (since [[]]), have you or anyone in your household experienced any of the following events?
Subgroup of questions
qd160 (LIFE EVENT--PURCHASED A HOME)
Purchased a home
1 (YES) Yes
2 (NO) No
qd161 (LIFE EVENT--BEGAN PAYING EDUCATIONAL EXPENSES)
Began paying educational expenses for yourself or someone in your household
1 (YES) Yes
2 (NO) No
qd163 (LIFE EVENT--UNEXPECTED MAJOR REPAIR)
Made an unexpected major repair to their house, appliance, or car
1 (YES) Yes
2 (NO) No
qd164 (LIFE EVENT--UNEXPECTED OUT OF POCKET MEDICAL EXPENSE)
Had an unexpected out-of-pocket medical expense
1 (YES) Yes
2 (NO) No
qa1 (LIFE EVENT--MOVED TO NEW HOME, APARTMENT, RESIDENCE)
Moved to a new home, apartment, or residence
1 (YES) Yes
2 (NO) No
End of subgroup of questions
End of group of questions
Group of questions presented on the same screen
events_intro
In the last 12 months (since [[]]), have you or anyone in your household experienced any of the following events?
Subgroup of questions
qb161 (LIFE EVENT--MAJOR HEALTH CHANGE OR PHYSICAL ABILITY)
Had a major change in health or physical ability that limits daily activities
1 (YES) Yes
2 (NO) No
qf002 (LIFE EVENT--VICTIM OF FRAUD OR IDENTITY THEFT)
Were the victim of a scam, fraud, or identity theft
1 (YES) Yes
2 (NO) No
qf001 (LIFE EVENT--LESS INCOME DUE TO UNEMPLOYMENT, PAY CUT, REDUCED HOURS)
Brought in less income than expected due to unemployment, a pay cut, or reduced hours
1 (YES) Yes
2 (NO) No
End of subgroup of questions
End of group of questions
if qf002 = 1 then
qg001 (experience victim of a scam, fraud, or identity theft)
You mentioned you or someone in your household was the victim of a scam, fraud, or identity theft. Which of the following best describes your experience?
1 Lost money, but all of it was recovered or refunded
2 Lost money, and some of it was recovered or refunded
3 Lost money, and none of it was recovered or refunded
4 No money was lost
5 Don't know
if sizeof(qg002_order) = 0 then
qg002_order := Internal calculation result
End of if
qg002 (scam or fraud description)
Did the scam or fraud fit any of the following descriptions? Please select all that apply.
1 Fraudulent credit/debit card charges
2 Fake or counterfeit purchase
3 Fake or misleading investment opportunity
4 Sent money to an impostor
5 Fake or misleading debt relief opportunity
6 Extortion, threat, or blackmail
7 Online account hacking
8 None of the above
End of if
qf021 ( experience natural disaster or severe weather event past 12 months)
In the past 12 months, did your household experience a natural disaster or severe weather event (for example, a wildfire, hurricane, flood, extreme temperatures, or other natural event)?
1 Yes
2 No
3 Don't know
spending_intro
The next questions ask about your total household spending over the last 12 months. For each of these questions, please think about your personal spending, as well as how much other members of your household may have spent.
if randomizer_indicator = empty then
randomizer_indicator := Internal calculation result
End of if
if randomizer_indicator = 1 then
q036 (how compares total income to total spending)
Which of the following statements best describes how your household's total spending compared to total income over the last 12 months?
1 Spending was much less than income
2 Spending was a little less than income
3 Spending was about equal to income
4 Spending was a little more than income
5 Spending was much more than income
q039 (how paid bills over last 12 months)
Which of the following statements best describes how your household has paid its bills over the last 12 months?
My household has been financially able to:
1 Pay all of our bills on time
2 Pay nearly all of our bills on time
3 Pay most of our bills on time
4 Pay some of our bills on time
5 Pay very few of our bills on time
Else
q036b (how compares total income to total spending after taxes)
Thinking about the last 12 months, how did your household’s total spending compare to total income (after taxes)?
1 Spent much less than income
2 Spent a little less than income
3 Spent about the same as income
4 Spent a little more than income
5 Spent much more than income
q039b (how paid bills over last 12 months)
Thinking about the past 12 months, how often was your household able to pay all bills on time?
Please include all of the bills your household must regularly pay, such as rent or mortgage, utilities, car payments, insurance, and other loan payments.
1 Always
2 Most of the time
3 About half of the time
4 Less than half of the time
5 Rarely or never
End of if
qf003 (how expenses changed last 12 months)
In the last 12 months, how much have your household's expenses changed?
1 Expenses have increased a lot
2 Expenses have increased a little
3 Expenses have not changed
4 Expenses have decreased a little
5 Expenses have decreased a lot
qf004 (how income changed last 12 months after taxes)
In the last 12 months, how much has your household income changed (after taxes)?
1 Income has increased a lot
2 Income has increased a little
3 Income has not changed
4 Income has decreased a little
5 Income has decreased a lot
sav_intro
The next questions ask about your household’s savings, retirement funds, and investments.
if randomizer_indicator = 1 then
q044 (how long could cover expenses)
At your current level of spending, how long could you and your household afford to cover expenses if you had to live only off the money you have readily available, without withdrawing money from retirement accounts or borrowing?
1 6 months or more
2 3 - 5 months
3 1 - 2 months
4 1 - 3 weeks
5 Less than 1 week
q045 (how confident doing what needed to meet long term goals)
Thinking about your household's longer term financial goals, such as saving for a vacation, starting a business, buying or paying off a home, saving up for education, putting money away for retirement, or making retirement funds last... How confident are you that your household is currently doing what is needed to meet your longer term goals?
1 Very confident
2 Moderately confident
3 Somewhat confident
4 Slightly confident
5 Not at all confident
Else
q044b (how long could cover expenses)
At your current level of spending, how long could your household afford to cover expenses if you had to live only off the money you have readily available, without borrowing, selling something, or withdrawing from retirement savings?
1 6 months or more
2 3 - 5 months
3 1 - 2 months
4 Less than 1 month but more than 1 week
5 Less than 1 week
q045b (how confident doing what needed to meet long term goals)
Thinking about your household's long-term savings, how would you describe your progress toward meeting your savings goals?
Long-term savings include money set aside for retirement, education, investments, and saving for a home or other major purchase. Do NOT include regular checking accounts, everyday savings, or emergency cash in your response.
1 Ahead of schedule
2 About on track
3 A little behind
4 Moderately behind
5 Far behind
End of if
Fill code of question 'FLqd046' executed
Fill code of question 'FLqd046_2' executed
Fill code of question 'FLqe51' executed
qd046_intro2
Next, we will ask whether you or anyone in your household has any of the following financial assets or accounts. Include all accounts that you[ or other members of your household] have access to.
Group of questions presented on the same screen
qd046_intro
Do you[ or anyone in your household] have any of the following financial assets or accounts?
Subgroup of questions
qd046 (Checking or savings account)
Checking or savings account
1 Yes
2 No
3 Don't know
qe052 (Savings in cash not held in an account)
Savings in cash not held in an account
1 Yes
2 No
3 Don't know
qd054 (Bonds or certificates of deposits (CDs))
Bonds or certificates of deposits (CDs)
1 Yes
2 No
3 Don't know
qd055 (Educational savings plans (such as 529 or Coverdell))
Educational savings plans (such as 529 or Coverdell)
1 Yes
2 No
3 Don't know
End of subgroup of questions
End of group of questions
Group of questions presented on the same screen
qd046_intro
Do you[ or anyone in your household] have any of the following financial assets or accounts?
Subgroup of questions
qe048 (Employer-provided retirement account (such as a 401k, 403(b) or Thrift Savings Plan (TSP)) or a pension)
Employer-provided retirement account (such as a 401k, 403(b), or Thrift Savings Plan (TSP)) or a pension
1 Yes
2 No
3 Don't know
qe049 (Individual retirement account not provided by an employer (such as a traditional IRA or Roth IRA))
Individual retirement account not provided by an employer (such as a traditional IRA or Roth IRA)
1 Yes
2 No
3 Don't know
qe052a (Other investment accounts that allow you to invest in the stock market)
Other investment accounts that allow you to invest in the stock market
1 Yes
2 No
3 Don't know
qd056 (Cryptocurrencies or other digital assets)
Cryptocurrencies or other digital assets
1 Yes
2 No
3 Don't know
qd053 (Other assets)
Other financial assets or accounts. Please do
not include real estate or housing, or insurance policies:
Please write a brief description of the other asset(s) or account(s).
Please select the Yes answer choice if you specified (an)other financial asset(s) or account(s) in the text box.
1 Yes
2 No
3 Don't know
End of subgroup of questions
qd053_other (Other assets)
STRING
End of group of questions
if qd046 = 1 then
qe54 (current value checking and savings accounts)
Please estimate the current value of all of your[ household's] checking and savings accounts. Just your best guess will do.
1 $0 - $300
2 $301 - $2,000
3 $2,001 - $8,000
4 $8,001 - $25,000
5 $25,001 or more
6 Don't know
End of if
Group of questions presented on the same screen
q043 (how pay emergency expense)
Suppose now that you have an emergency expense that costs $400. Based on your current financial situation, how would you pay for this expense? If you would use more than one method, please select all that apply.
1 Put it on my credit card and pay it off in full at the next statement
2 Put it on my credit card and pay it off over time
3 With the money currently in my checking/savings account or with cash
4 Using money from a bank loan or line of credit
5 By borrowing from a friend or family member
6 Using a payday loan, deposit advance, or overdraft
7 By selling something
8 I wouldn’t be able to pay for the expense right now
9 Other, please specify:
q043_other (other how pay emergency expense)
STRING
End of group of questions
qg007 (largest emergency expense that you and household could handle)
What is the largest emergency expense that you and your household could handle right now using only your savings?
1 Less than $400
2 $400 - $999
3 $1,000 - $2,499
4 $2,500 - $4,999
5 $5,000 or more
Fill code of question 'FLqe59' executed
Fill code of question 'FLqe59_2' executed
Fill code of question 'FLqe59_3' executed
Fill code of question 'FLqe59_4' executed
Fill code of question 'FLqe60_3' executed
if qe052 = 1 then
qe59 (current value savings in cash not held in an account)
Please estimate the current value of all of your[ household's] savings in cash not held in an account. Just your best guess will do.
1 $0 - $100
2 $101 - $400
3 $401 - $1,000
4 $1,001 - $4,000
5 $4,001 or more
6 Don't know
End of if
if qd054 = 1 then
qe55 (current value bonds or certificates of deposits (CDs))
Please estimate the current value of all of your[ household's] bonds or certificates of deposit (CDs). Just your best guess will do.
1 $0 - $200
2 $201 - $1,500
3 $1,501 - $6,000
4 $6,001 - $25,000
5 $25,001 or more
6 Don't know
End of if
if qe048 = 1 then
qe56 (current value bonds or certificates of deposits (CDs))
Please estimate the current value of all of your[ household's] employer-provided retirement accounts (such as a 401k, 403(b), or Thrift Savings Plan (TSP)). Just your best guess will do.
1 $0 - $2,000
2 $2,001 - $20,000
3 $20,001 - $60,000
4 $60,001 - $200,000
5 $200,001 or more
6 Don't know
End of if
if qe049 = 1 then
qe57 (current value individual retirement account not provided by an employer)
Please estimate the current value of all of your[ household's] individual retirement accounts not provided by an employer (such as a traditional IRA or Roth IRA). Just your best guess will do.
1 $0 - $3,000
2 $3,001 - $20,000
3 $20,001 - $60,000
4 $60,001 - $200,000
5 $200,001 or more
6 Don't know
End of if
if qe052a = 1 then
qe59a (current value other non-retirement investment accounts that allow you to invest in the stock market)
Please estimate the current value of all of your[ household's] other investment accounts that allow you to invest in the stock market (such as traditional or online brokerage accounts). Just your best guess will do.
1 $0 - $1,000
2 $1,001 - $10,000
3 $10,001 - $50,000
4 $50,001 - $200,000
5 $200,001 or more
6 Don't know
End of if
if qd056 = 1 then
qe58 (current value cryptocurrencies or other digital assets)
Please estimate the current value of all of your[ household's] cryptocurrencies or other digital assets. Just your best guess will do.
1 $0 - $1000
2 $1,001 - $10,000
3 $10,001 - $50,000
4 $50,001 - $100,000
5 $100,001 or more
6 Don't know
End of if
if qd055 = 1 then
qe52 (current value educational savings plans)
Please estimate the current value of all of your[ household's] educational savings plans (such as 529 or Coverdell). Just your best guess will do.
1 $0 - $1,000
2 $1,001 - $10,000
3 $10,001 - $50,000
4 $50,001 - $200,000
5 $200,001 or more
6 Don't know
End of if
if qd053 = 1 then
qe60 (current value other financial assets or accounts)
Please estimate the current value of all of your[ household's] other financial assets or accounts. Please do not include real estate or housing, or insurance policies. Just your best guess will do.
1 $0 - $1,000
2 $1,001 - $10,000
3 $10,001 - $50,000
4 $50,001 - $200,000
5 $200,001 or more
6 Don't know
End of if
qg008 (saving behavior last 12 months)
In the last 12 months, which of the following options best describes your saving behavior?
1 I have saved regularly (for example, each month, or after receiving each paycheck)
2 I have saved money irregularly, whenever I could
3 I have not saved
if qg008 in [1,2] then
if sizeof(qg009_order) > 1 then
qg009 (which accounts save in)
In which of these accounts did you save? Select all that apply.
1 Checking account or savings account
2 Savings in cash not held in an account
3 Bonds or certificates of deposit (CDs)
4 Employer-provided retirement account (such as a 401k, 403(b) or Thrift Savings Plan (TSP))
5 Individual retirement account not provided by an employer (such as a traditional IRA or Roth IRA)
6 Other investment accounts that allow you to invest in the stock market
7 Cryptocurrencies or other digital assets
8 Educational savings plans (such as 529/Coverdell)
9 Other financial assets or accounts. Please do not include real estate or housing, or insurance policies
10 None of these
End of if
End of if
qg010 (household is living paycheck-to-paycheck)
Would you say your household is living paycheck-to-paycheck?
1 Yes
2 No
3 Don't know
q077_intro
The next questions ask about you and your household's credit and debts.
if randomizer_indicator = 1 then
q004 (rate credit score)
How would you rate your credit score? Your credit score is a number that tells lenders how risky or safe you are as a borrower.
1 Excellent
2 Very good
3 Good
4 Fair
5 Poor
6 Don’t know
Else
q004b (rate credit score)
Your credit score is a number that tells lenders how risky or safe you are as a borrower. How would you rate your credit score?
1 Excellent
2 Very good
3 Good
4 Fair
5 Poor
6 Don’t know
End of if
qg011 (current credit score)
What is your credit score? If you have multiple credit scores, choose the one you saw last.
1 780 or higher
2 720 - 779
3 660 - 719
4 620 - 659
5 580 - 619
6 Below 580
7 Don't know
qc180 (checked credit score past 12 months)
In the last 12 months, have you checked your credit score?
1 Yes
2 No
3 Don't know
if sizeof(qf008a_order) = 0 then
qf008a_order := Internal calculation result
End of if
Group of questions presented on the same screen
qf008_intro
In the last 12 months, have you used any of the following services to help improve your credit?
Subgroup of questions
Loop from 1 to 6
if qf008a_order[cnt] = 1 then
qf008a (Secured credit card (a credit card backed by a security deposit))
Secured credit card (a credit card backed by a security deposit)
1 Yes
2 No
3 Don't know
elseif qf008a_order[cnt] = 2 then
qf008b (Credit builder loan)
Credit builder loan
1 Yes
2 No
3 Don't know
elseif qf008a_order[cnt] = 3 then
if qe105a = 1 then
qf008c (Reporting your rent payments to a credit bureau)
Reporting your rent payments to a credit bureau
1 Yes
2 No
3 Don't know
End of if
elseif qf008a_order[cnt] = 4 then
qf008d (Reporting the recurring bill payments in your bank account to a credit bureau)
Reporting the recurring bill payments in your bank account to a credit bureau
1 Yes
2 No
3 Don't know
elseif qf008a_order[cnt] = 5 then
qf008e (Credit repair service)
Credit repair service
1 Yes
2 No
3 Don't know
elseif qf008a_order[cnt] = 6 then
qf008f (Credit counseling service)
Credit counseling service
1 Yes
2 No
3 Don't know
End of if
End of loop
End of subgroup of questions
End of group of questions
if randomizer_indicator = 1 then
q077 (debt payments manageable)
Now thinking about all of your household’s current debts, including mortgages, bank loans, student loans, money owed to people, medical debt, past-due bills, and credit card balances that are carried over from prior months...
As of today, which of the following statements describes how manageable your household debt is?
1 Have a manageable amount of debt
2 Have a bit more debt than is manageable
3 Have far more debt than is manageable
4 Do not have any debt
Else
q077b1 (have any outstanding debt)
Does your household currently have any debt or outstanding loans?
Please include mortgage or home equity loans, auto loans, student loans, personal loans, medical debt, credit card balances carried over from prior months, past-due or unpaid bills, and money owed to other people.
1 (YES) Yes
2 (NO) No
if q077b1 = 1 then
q077b2 (debt payments manageable)
Thinking about your household’s current debt or outstanding loans, how manageable is your household's overall debt right now?
1 Completely manageable
2 Mostly manageable
3 Somewhat manageable
4 Barely manageable
5 Not at all manageable
End of if
End of if
qg012 (you or anyone in household have a credit card)
Do you or anyone in your household have a credit card?
1 Yes
2 No
3 Don't know
Group of questions presented on the same screen
q078_intro
Do you[ or someone in your household] currently have any of the following types of debt?
Subgroup of questions
qd078 (have debt--auto loans)
Auto loans
1 Yes
2 No
3 Don't know
qd079 (have debt--student loans)
Student loans
1 Yes
2 No
3 Don't know
qd080 (have debt--small business loans)
Small business loans
1 Yes
2 No
3 Don't know
qd081 (have debt--mortgages)
Mortgages
1 Yes
2 No
3 Don't know
qd175 (have debt--home equity line of credit with a balance)
Home equity line of credit with a balance
1 Yes
2 No
3 Don't know
qd082 (have debt--medical)
Past-due medical bills
1 Yes
2 No
3 Don't know
qd083 (have debt--credit cards)
Outstanding credit card balances carried over from previous months
1 Yes
2 No
3 Don't know
if qe048 = 1 OR qe049 = 1 then
qd83 (have debt--loan from a retirement plan)
Loan from a retirement plan
1 Yes
2 No
3 Don't know
End of if
qe094 (have debt--personal loans)
Personal loans
1 Yes
2 No
3 Don't know
qd084 (have debt--other debts)
Other debts or loans not listed (such as payday loans, auto title loans, personal loans, other past due bills, and money borrowed from family or friends)
1 Yes
2 No
3 Don't know
End of subgroup of questions
End of group of questions
Fill code of question 'FLqe083' executed
if qd083 = 1 then
qe083 (how total outstanding balance on credit cards changed)
You mentioned you have[ or someone in your household has] an outstanding balance on one or more credit cards. Over the last 12 months, how has the total outstanding balance on those cards changed?
1 Increased a lot
2 Increased a little
3 No change
4 Decreased a little
5 Decreased a lot
End of if
if qd078 = 1 then
qe086 (currently owe in auto loans)
How much does your household currently owe in auto loans? Please provide the total amount currently owed across all auto loans.
1 $0 - $5,000
2 $5,001 - $10,000
3 $10,001 - $15,000
4 $15,001 - $30,000
5 $30,001 or more
6 Don't know
End of if
if qd079 = 1 then
qf79 (how many active general purpose and store credit cards)
There are two types of student loans:
Federal student loans are issued or guaranteed by the federal government. They can be subsidized or unsubsidized and never require a co-signer.
Private student loans are borrowed from a private lender, such as a bank, institution, credit union, or state, and usually require a co-signer.
Do you[ and the other members of your household] currently have federal student loans, private student loans, or both?
1 Federal student loans only
2 Private student loans only
3 Both federal and private student loans
4 Don't know
qe087 (currently owe in student loans)
How much does your household currently owe in student loans? Please provide the total amount currently owed across all student loans.
1 $0 - $5000
2 $5,001 - $15,000
3 $15,001 - $30,000
4 $30,001 - $75,000
5 $75,001 or more
6 Don't know
qf210 (how easy or difficult afford student loan payments past year)
How easy or difficult has it been for you[ and the other members of your household] to afford your monthly student loan payments over the past year?
1 Very difficult
2 Somewhat difficult
3 Neither difficult nor easy
4 Somewhat easy
5 Very easy
End of if
if qd080 = 1 then
qe088 (currently owe in small business loans)
How much does your household currently owe in small business loans? Please provide the total amount currently owed across all small business loans.
1 $0 - $2,000
2 $2,001 - $15,000
3 $15,001 - $30,000
4 $30,001 - $120,000
5 $120,000 or more
6 Don't know
End of if
if qd081 = 1 then
qe089 (currently owe on mortgage(s))
How much does your household currently owe on your mortgage(s)? Please provide the total amount currently owed across all mortgages.
1 $0 - $50,000
2 $50,001 - $100,000
3 $100,001 - $150,000
4 $150,001 - $300,000
5 $300,001 or more
6 Don't know
End of if
if qd175 = 1 then
qe177 (currently owe in home equity line(s) of credit)
How much does your household currently owe in home equity line(s) of credit? Please provide the total amount currently owed across all home equity lines of credit.
1 $0 - $3,000
2 $3,001 - $15,000
3 $15,001 - $30,000
4 $30,001 - $60,000
5 $60,000 or more
6 Don't know
End of if
if qd082 = 1 then
qe090 (currently owe in past-due medical bills)
How much does your household currently owe in past-due medical bills? Please provide the total amount currently owed across all past-due medical bills.
1 $0 - $500
2 $501 - $1,000
3 $1,001 - $3,000
4 $3,001 - $7,000
5 $7,000 or more
6 Don't know
End of if
if qd083 = 1 then
qe091 (currently owe in outstanding credit card balances carried over from previous months)
How much does your household currently owe in outstanding credit card balances carried over from previous months? Please provide the total amount currently owed across all outstanding credit card balances carried over from previous months.
1 $0 - $1,000
2 $1,001 - $3,000
3 $3,001 - $6,000
4 $6,001 - $12,000
5 $12,001 or more
6 Don't know
End of if
if qd83 = 1 then
qe93 (currently owe in loans from a retirement plan)
How much does your household currently owe in loans from a retirement plan? Please provide the total amount currently owed across all loans from a retirement plan.
1 $0 - $1,000
2 $1,001 - $4,000
3 $4,001 - $8,000
4 $8,001 - $15,000
5 $15,001 or more
6 Don't know
End of if
if qd084 = 1 then
qe093 (currently owe in other types of debt or loans not listed)
How much does your household currently owe in other types of debt or loans not listed (such as payday loans, auto title loans, personal loans, other past due bills, and money borrowed from family or friends)? Please provide the total amount currently owed across all other types of debt.
1 $0 - $1,000
2 $1,001 - $3,000
3 $3,001 - $7,000
4 $7,001 - $15,000
5 $15,001 or more
6 Don't know
End of if
Fill code of question 'FLqf009' executed
qf009 ( made purchase with buy now pay later last 12 months)
In the last 12 months, have you[ or anyone else in your household] made a purchase with a service that allows you to break payments into four equal installments with no interest? These are sometimes called "buy-now-pay-later," BNPL, or "point-of-sale" loans.
Companies offering such a service include Affirm, Afterpay, Sezzle, PayPal Pay in 4, and Klarna. Please do not include plans used to finance purchases in more than four installments.
1 Yes
2 No
3 Don't know
if qf009 = 1 then
qf010 ( how many times purchase with buy now pay later last 12 months)
In the last 12 months, how many times have you[ or anyone else in your household] made a purchase using a buy-now-pay-later service? Please do not include plans used to finance purchases in more than four installments.
1 Once
2 Twice
3 3 - 5 times
4 6 - 10 times
5 11 or more times
6 Don't know
End of if
q106_intro
The next few questions ask about the different types of insurance that you and your household might have.
q106 (car insurance on all vehicles)
Do you[ and your household] have car insurance on all your automobiles?
1 Yes
2 No
3 I don't know
4 Not applicable (we don't own a car)
if qe105 = 1 then
q107 (covered by homeowner's insurance)
Is your household currently covered by homeowner's insurance?
1 Yes
2 No
3 Don't know
End of if
if qe105 != 1 and qe105a = 1 then
q108 (covered by renter's insurance)
Is your household currently covered by renter's insurance?
1 Yes
2 No
3 Don't know
End of if
qg109 (anyone in household have life insurance)
Does anyone in your household have life insurance?
1 Yes
2 No
3 Don't know
qg111 (everyone in household covered by health insurance)
Is everyone in your household covered by health insurance?
1 Yes
2 No
3 Don't know
if qg111 = 1 then
Group of questions presented on the same screen
qd134 (main source of health insurance)
Which of the following is your main source of health insurance coverage?
1 A plan through your[ or your partner's] employer
3 A plan through your parent or guardian
4 Medicare
11 Medicaid
5 Through an insurance company or a state or federal marketplace that you purchased yourself (including Affordable Care Act (ACA) plans)
7 TRICARE or other military health benefits
9 Other, please specify:
10 Don't know
qd134_other (main source of health insurance--other)
STRING
End of group of questions
End of if
if randomizer_indicator = 1 then
q112 (confidence in insurance coverage)
Thinking about all of the types of personal and household insurance you and others in your household have, how confident are you that those insurance policies will provide enough support in case of an emergency?
1 Very confident
2 Moderately confident
3 Somewhat confident
4 Slightly confident
5 Not at all confident
Else
q112b (confidence in insurance coverage)
Thinking about all the insurance policies you and others in your household might have, how well protected do you feel your household is today in case of a major expense or loss?
Please consider all insurance coverage needed to protect against the financial costs of unexpected events, such as car accidents, property damage, illness, other medical emergencies, or death. Please answer the question to the best of your ability even if your household has no insurance.
1 Very well protected
2 Mostly protected
3 Somewhat protected
4 A little protected
5 Not at all protected
End of if
if qg111 = 1 then
qg013 (how protected by health insurance coverage)
Thinking about the health insurance policies that you and others in your household have, how well protected is your household from major healthcare expenses?
1 Very well protected
2 Mostly protected
3 Somewhat protected
4 A little protected
5 Not at all protected
End of if
if Q106 = 1 OR Q107 = 1 OR Q108 = 1 then
qg014 (how protected by property insurance coverage)
Thinking about the property insurance policies that you and others in your household have, how well protected is your household from major damage to your property?
Please consider all insurance that covers damage to your property, including car insurance, homeowners insurance, and renters insurance.
1 Very well protected
2 Mostly protected
3 Somewhat protected
4 A little protected
5 Not at all protected
End of if
if qg109 = 1 then
qg015 (how protected by life insurance coverage)
Thinking about the life insurance policies that you and others in your household have, how well protected is your household against the death of the primary earner(s) in your household?
1 Very well protected
2 Mostly protected
3 Somewhat protected
4 A little protected
5 Not at all protected
End of if
if q107 = 1 then
End of if
q113_intro
The next set of questions ask about the extent to which your household plans ahead financially, that is, to cover upcoming expenses, or to save up for long-term goals or to cover emergencies.
if randomizer_indicator = 1 then
q113 (household plans ahead financially)
To what extent do you agree or disagree with the following statement: "My household plans ahead financially."
1 Agree strongly
2 Agree somewhat
3 Neither agree or disagree
4 Disagree somewhat
5 Disagree strongly
Else
q113b (household plans ahead financially)
To what extent do you agree or disagree with the following statement: "My household plans ahead financially."
1 Agree strongly
2 Agree somewhat
3 Neither agree or disagree
4 Disagree somewhat
5 Disagree strongly
End of if
qd113 (time period for planning or budgeting)
In planning your household's saving and spending, which of the following time periods is most important?
1 Next few months
2 Next year
3 Next few years
4 Next 5 to 10 years
5 Longer than 10 years
if sizeof(qd114_order) = 0 then
qd114_order := Internal calculation result
End of if
Group of questions presented on the same screen
qd114 (most important financial goals)
Which of the following are your most important financial goals right now? Please select up to three.
1 Saving for my own education or the education of someone in my household
2 Paying off student debt for myself or another person in my household
3 Purchasing a home
4 Paying off a mortgage
5 Paying off other debt (credit card, car loan, etc.)
6 Saving for other large purchases (car, appliances, furnishings, wedding, or vacation )
7 Starting or growing a business
8 Saving for an emergency
9 Saving for retirement
10 Building or safeguarding an inheritance to pass on to my loved ones
11 Just getting by - covering basic living expenses
12 Other (please specify):
13 None of the above
qd114_other (other most important financial goals)
STRING
qd114_error
Please select up to three items at most.
End of group of questions
we_intro
The next set of questions will ask you to consider all of your major assets and investments together with your debts.
Fill code of question 'FLqe10' executed
qe010 (household have money left after selling all)
Suppose you[ and your household] were to sell all of your major possessions (your car, your home, etc.), turn all of your major investments and other assets into cash (including any financial assets such as your retirement accounts, savings and checking accounts, etc.) and pay all of your debts (including your mortgage, any other loans, medical debt, and credit cards). Would your household have money left over or be in debt? If you are not sure, your best guess will do.
1 Have money left over
2 About break even
3 Be in debt
4 Don't know
if qe010 = 1 then
qd011 (household how much money left after selling all)
You mentioned that you would have money left over - how much would you have? Your best guess will do.
1 $0 to $5,000
2 $5,001 to $10,000
3 $10,001 to $25,000
4 $25,001 to $50,000
5 $50,001 to $75,000
6 $75,001 to $100,000
7 $100,001 to $150,000
8 $150,001 to $250,000
9 $250,001 to $500,000
10 More than $500,000
11 Don't know
elseif qe010 = 3 then
qd012 (household how much debt after selling all)
You mentioned that you would be in debt - how much debt would you have? Your best guess will do.
1 $0 to $2,500
2 $2,501 to $5,000
3 $5,001 to $10,000
4 $10,001 to $25,000
5 $25,001 to $50,000
6 More than $50,000
7 Don't know
End of if
q019_intro
The next set of questions are about difficulties people sometimes have in meeting their essential household expenses. Please indicate whether or not the statements were true for your household's financial situation in the last 12 months.
qd019 (ever worried whether food would run out before got money to buy more.)
In the last 12 months, have you ever worried that your food would run out before you got money to buy more?
1 Yes
2 No
3 Don't know
qe020 (ever skipped paying rent or mortgage or paid late because could not afford it)
In the last 12 months, have you ever skipped paying your rent or mortgage or paid late because you could not afford it?
1 Yes
2 No
3 Don't know
qe023 (ever skipped paying a utility bill or paid it late because you did not have enough money)
In the last 12 months, have you ever skipped paying a utility bill or paid it late because you did not have enough money?
1 Yes
2 No
3 Don't know
qd021 (did not get healthcare needed because couldn't afford it)
In the last 12 months, have you or someone in your household ever had to go without healthcare because you couldn’t afford it?
1 Yes
2 No
3 Don't know
qd022 (stopped taking a medication or took less than directed due to the costs)
In the last 12 months, have you or someone in your household ever stopped taking a medication or taken less than directed due to the costs?
1 Yes
2 No
3 Don't know
qe024 (ever had to go without dental care because couldnt afford it)
In the last 12 months, have you or someone in your household ever had to go without dental care because you couldn't afford it?
1 Yes
2 No
3 Don't know
in_intro
The next set of questions will ask about your household income and whether you[ or anyone in your household] received government benefits since [[]].
Group of questions presented on the same screen
q027_intro
In the last 12 months, did you[ or anyone in your household] receive any of the following government benefits?
Subgroup of questions
qd027 (Medicaid or Children’s Health Insurance Program (CHIP))
Medicaid or Children’s Health Insurance Program (CHIP)
1 Yes
2 No
3 Don't know
qd029 (Temporary Assistance for Needy Families (TANF))
Temporary Assistance for Needy Families (TANF)
1 Yes
2 No
3 Don't know
qd028 (Programs that provide support based on a disability status or health condition)
Programs that provide support based on a disability status or health condition (such as Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI))
1 Yes
2 No
3 Don't know
qd030 (Women, Infants and Children (WIC))
Women, Infants and Children (WIC)
1 Yes
2 No
3 Don't know
qd032 (Supplemental Nutrition Assistance Program (SNAP or food stamps))
Supplemental Nutrition Assistance Program (SNAP or food stamps)
1 Yes
2 No
3 Don't know
qd031 (Section 8 or other housing programs)
Section 8 or other housing programs
1 Yes
2 No
3 Don't know
qe031 (Unemployment insurance benefits)
Unemployment insurance benefits
1 Yes
2 No
3 Don't know
qf014 (A program that helps pay for heating or cooling (such as LIHEAP))
A program that helps pay for heating or cooling (such as LIHEAP)
1 Yes
2 No
3 Don't know
qd035 (Other public benefit)
Other government benefits not listed here, please specify:
Please write a brief description of the other benefit(s).
Please select the Yes answer choice if you specified (an)other government benefit(s) in the text box.
1 Yes
2 No
3 Don't know
End of subgroup of questions
qd035_other (other public benefit)
STRING
End of group of questions
qf015 (receive Earned Income Tax Credit last 12 months)
In the last 12 months, did you[ or anyone in your household] receive the Earned Income Tax Credit (EITC)?
1 Yes
2 No
3 Don't know
qf016 (receive Child Tax Credit last 12 months)
In the last 12 months, did you[ or anyone in your household] receive the Child Tax Credit (CTC)?
1 Yes
2 No
3 Don't know
qg016 (you or anyone in household currently receiving social security retirement benefits)
Are you or anyone in your household currently receiving social security retirement benefits?
1 Yes
2 No
3 Don't know
q025 (income varied month per month)
In the last 12 months, which of the following statements best describes how frequently your household’s income varied from month to month, if at all?
My household’s income:
1 Was roughly the same each month
2 Occasionally varied from month to month
3 Varied quite often from month to month
qg017 (expenses varied month per month)
In the last 12 months, which of the following statements best describes how frequently your household’s expenses varied from month to month, if at all?
My household's expenses:
1 Were roughly the same each month
2 Occasionally varied from month to month
3 Varied quite often from month to month
qg018 (borrow money, get a cash advance, or go into credit card debt in order to cover monthly expenses)
In the last 12 months, how many months did you or anyone in your household borrow money, get a cash advance, or go into credit card debt in order to cover monthly expenses?
1 Never
2 1 - 2 months
3 3 - 5 months
4 6 - 11 months
5 Every month
qe032 (best description income in household)
Which one of the following best describes the income in your household in the last 12 months? Please include retirement income when answering.
1 I have been the only contributor to the income in my household
2 Somebody else has been the only contributor to the income in my household
3 There has been more than one contributor to the income in my household
4 No household income in the last 12 months
5 Don't know
bu_intro
The next few questions ask about business ownership in your household.
Fill code of question 'FLqf009' executed
qf132 (own business)
Do you[ or anyone else in your household] own a business?
1 (YES) Yes
2 (NO) No
if qf132 = 1 then
Group of questions presented on the same screen
qf017_intro
In the last 12 months, have you or anyone in your household done any of the following to make a payment for a business you own?
Subgroup of questions
qf017a (Used a personal line of credit (for example, a personal credit card))
Used a personal line of credit (for example, a personal credit card)
1 Yes
2 No
3 Don't know
qf017b (Used money from a personal bank account)
Used money from a personal bank account
1 Yes
2 No
3 Don't know
qf017c (Took out a personal loan)
Took out a personal loan
1 Yes
2 No
3 Don't know
qf017d (Borrowed money from a friend or family member outside my household)
Borrowed money from a friend or family member outside my household
1 Yes
2 No
3 Don't know
End of subgroup of questions
End of group of questions
End of if
em_intro
The following questions ask about your employment.
qd120 (current employment status)
Which of the following best describes your current employment status?
1 Working for pay
2 Not working for pay at all but looking for paid work
3 Not working for pay and NOT looking for paid work (e.g., retired, disabled, student, homemaker)
if qd120 = 1 then
qg019 (how many jobs currently have)
How many jobs do you currently have?
1 1
2 2
3 3 - 5
4 6 or more
qg020 (any jobs independent contractor, gig worker, freelancer, or consultant)
At any of your jobs, are you an independent contractor, gig worker, freelancer, or consultant?
1 (YES) Yes
2 (NO) No
qg021 (how many hours per week usually work)
About how many hours per week do you usually work?
1 Less than 10 hours
2 10 - 20 hours
3 21 - 34 hours
4 36 or more hours
End of if
q007_intro
The next questions ask you to read a statement and tell us how well that statement describes you or your situation.
qe190 (how doing financially compared to a year ago)
Would you say that in comparison to a year ago, your household is financially...?
1 A lot better off now
2 Slightly better off now
3 About the same now
4 Slightly worse off now
5 A lot worse off now
6 Don't know
q003 (satisfaction current financial situation)
Overall, how satisfied are you with your current financial situation?
1 Extremely satisfied
2 Very satisfied
3 Somewhat satisfied
4 Not very satisfied
5 Not at all satisfied
q013 (stress because of finances)
How much stress, if any, do your finances cause you?
1 High stress
2 Moderate stress
3 Some stress
4 No stress
qd202 (mental health)
Would you say your mental well-being in general is...
1 Excellent
2 Very good
3 Good
4 Fair
5 Poor
if sizeof(qg022_order) = 0 then
qg022_order := Internal calculation result
End of if
Group of questions presented on the same screen
qg022_intro
How confident are you in being able to afford each of the following?
Subgroup of questions
Loop from 1 to 7
if qg022_order[cnt] = 1 then
qg022a (confident pay Housing)
Housing
1 Not at all confident
2 Slightly confident
3 Somewhat confident
4 Moderately confident
5 Completely confident
6 Does not apply / I don't pay for this
elseif qg022_order[cnt] = 2 then
qg022b (confident pay Food)
Food
1 Not at all confident
2 Slightly confident
3 Somewhat confident
4 Moderately confident
5 Completely confident
6 Does not apply / I don't pay for this
elseif qg022_order[cnt] = 3 then
qg022c (confident pay Healthcare)
Healthcare
1 Not at all confident
2 Slightly confident
3 Somewhat confident
4 Moderately confident
5 Completely confident
6 Does not apply / I don't pay for this
elseif qg022_order[cnt] = 4 then
qg022d (confident pay Childcare)
Childcare
1 Not at all confident
2 Slightly confident
3 Somewhat confident
4 Moderately confident
5 Completely confident
6 Does not apply / I don't pay for this
elseif qg022_order[cnt] = 5 then
qg022e (confident pay Higher education (for yourself or family members))
Higher education (for yourself or family members)
1 Not at all confident
2 Slightly confident
3 Somewhat confident
4 Moderately confident
5 Completely confident
6 Does not apply / I don't pay for this
elseif qg022_order[cnt] = 6 then
qg022f (confident pay Transportation)
Transportation
1 Not at all confident
2 Slightly confident
3 Somewhat confident
4 Moderately confident
5 Completely confident
6 Does not apply / I don't pay for this
elseif qg022_order[cnt] = 7 then
qg022g (confident pay Utilities)
Utilities
1 Not at all confident
2 Slightly confident
3 Somewhat confident
4 Moderately confident
5 Completely confident
6 Does not apply / I don't pay for this
End of if
End of loop
End of subgroup of questions
End of group of questions
qg023 (even do everything right, still never be able to achieve long-term financial security)
To what extent do you agree or disagree with the following statement: "Even if I do everything right, I will still never be able to achieve long-term financial security."
1 Strongly agree
2 Somewhat agree
3 Neither agree nor disagree
4 Somewhat disagree
5 Strongly disagree
qg024 (traditional ways of building wealth do not work anymore)
To what extent do you agree or disagree with the following statement: "The traditional ways of building wealth (for example: buying a home, investing long-term, borrowing for college) do not work anymore."
1 Strongly agree
2 Somewhat agree
3 Neither agree nor disagree
4 Somewhat disagree
5 Strongly disagree
exd_intro
In this next section, we will ask questions about your personal financial experiences and perspectives.
qf220 (how much personally trust financial institutions)
In general, how much do you personally trust financial institutions such as banks or credit unions?
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
if qd046 = 1 then
qg025 (how much personally trust main financial institution)
How much do you personally trust your main financial institution? Think of the bank or credit union you use the most.
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
End of if
qf222 ( received financial assistance from relative friend not in household past 12 months)
In the past 12 months, have you[ or anyone in your household] received any financial assistance from a relative or friend who does not live in your household?
1 Yes
2 No
3 Don't know
qf223 ( given financial assistance to relative friend not in household past 12 months)
In the past 12 months, have you[ or anyone in your household] given any financial assistance to a relative or friend who does not live in your household?
1 Yes
2 No
3 Don't know
qg026 (ever wager money or gamble online through an app or website past 12 months)
In the past 12 months, did you ever wager money or gamble online through an app or website (for example, FanDuel, DraftKings, or BetMGM), or through online prediction markets (for example, Kalshi or PolyMarket)?
1 Yes
2 No
3 Don't know
if qg026 = 1 then
Group of questions presented on the same screen
qg027_intro
How often do you wager money or gamble through each of the following?
Subgroup of questions
qg027a (Online through an app or website (for example, FanDuel, DraftKings, or BetMGM))
Online through an app or website (for example, FanDuel, DraftKings, or BetMGM)
1 Weekly or more often
2 1 - 3 times a month
3 Several times a year
4 1 - 2 times a year
5 Less than once a year
6 Never
qg027b (Online prediction markets (for example, Kalshi or PolyMarket))
Online prediction markets (for example, Kalshi or PolyMarket)
1 Weekly or more often
2 1 - 3 times a month
3 Several times a year
4 1 - 2 times a year
5 Less than once a year
6 Never
End of subgroup of questions
End of group of questions
End of if
info_intro
The next questions ask about where you get information about personal finances.
if sizeof(qf401_order) = 0 then
qf401_order := Internal calculation result
End of if
Group of questions presented on the same screen
qf401 (sources used get information about personal finances)
Which of the following have you used in the last 12 months to get advice about personal finances? Please select all that apply. (Options in parentheses are examples)
1 Social media (Reddit, YouTube, TikTok)
2 AI general chatbots (ChatGPT, Gemini)
3 Financial professionals (advisor, planner)
4 Personal finance websites or apps not affiliated with a bank (Credit Karma, Nerd Wallet)
5 An employee at my bank or other financial institution
6 AI chatbot or virtual assistant at my bank or financial institution (Bank of America’s Erica, Capital One’s Eno)
7 Friends or family
8 Other (please specify):
9 None of these
qf401_other (other sources used get information about personal finances)
STRING
End of group of questions
if sizeof(qf404_order) = 0 then
qf404_order := Internal calculation result
End of if
Group of questions presented on the same screen
qf404_intro
Whether you use them or not, how much do you trust or distrust the following sources for advice on personal finances?
Subgroup of questions
Loop from 1 to 3
if qf404_order[cnt] = 1 then
qf404a (Social media (Reddit, YouTube, TikTok))
Social media (Reddit, YouTube, TikTok)
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
elseif qf404_order[cnt] = 2 then
qf404b (AI general chatbots (ChatGPT, Gemini))
AI general chatbots (ChatGPT, Gemini)
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
elseif qf404_order[cnt] = 3 then
qf404c (Financial professionals (advisor, planner))
Financial professionals (advisor, planner)
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
elseif qf404_order[cnt] = 4 then
qf404d (Personal finance websites or apps not affiliated with a bank (Credit Karma, Nerd Wallet))
Personal finance websites or apps not affiliated with a bank (Credit Karma, Nerd Wallet)
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
elseif qf404_order[cnt] = 5 then
qf404e (An employee at my bank or other financial institution)
An employee at my bank or other financial institution
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
elseif qf404_order[cnt] = 6 then
qf404f (A chatbot or virtual assistant at my bank or financial institution (Bank of America's Erica, Capital One's Eno))
AI chatbot or virtual assistant at my bank or financial institution (Bank of America’s Erica, Capital One’s Eno)
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
elseif qf404_order[cnt] = 7 then
qf404g (Friends or family)
Friends or family
1 Trust completely
2 Trust somewhat
3 Neither trust nor distrust
4 Distrust somewhat
5 Distrust completely
End of if
End of loop
End of subgroup of questions
End of group of questions
ed_intro
The next few questions are about you.
uas704_qb12 := Internal calculation result
if uas704_qb12 = response then
qb12_other := Internal calculation result
Else
Group of questions presented on the same screen
qb12 (race)
What is your race or ethnicity? Mark all that apply. Note, you may report more than one race or ethnicity.
1 White
2 Hispanic, Latino, Spanish, or Latine
3 Black or African American
4 Asian or Asian American
5 American Indian or Alaska Native
6 Middle Eastern or North African
7 Native Hawaiian or other Pacific Islander
8 Some other race or ethnicity (please specify):
qb12_other (other race)
STRING
End of group of questions
End of if
qe501 (anyone in household U.S. veteran)
Are you[ or anyone in your household] a U.S. veteran?
1 (YES) Yes
2 (NO) No
qe502 (anyone in household active duty member of the armed services or a member of the national guard or reserves)
Are you[ or anyone in your household] currently an active duty member of the armed services or a member of the national guard or reserves?
1 (YES) Yes
2 (NO) No
qa48_intro
Thank you, that is nearly all of our questions. The next question asks about your willingness to share additional data with us to conduct valuable research about people’s financial health.
qa48 (consent credit report)
We would like your permission to match information from your credit report to your survey responses without linking to your name. We will use information such as credit score to help researchers understand your survey responses better, with the goal of more accurately measuring financial health in the current environment. Please read the information below before making a decision.
- You will be compensated $10 if we access your credit report.
- The process will not affect your credit or your credit score in any way.
- UAS will use your name and date of birth to match survey responses to credit information "behind the scenes" while protecting your privacy.
- As with all survey data, researchers who analyze the combined data will see only your survey answers and information from the credit report. They will not have access to your name or date of birth.
- There is a very small risk that your identity could be disclosed. We will protect against this risk by following the same security protocol that we use to protect your identity when taking surveys.
- Also, reports created from the data never include any information that can identify individuals.
- Your credit information will be kept without any links to your personal information, just like your survey responses.
- No other action will be required on your part beyond providing permission below.
Do we have your permission to match your credit report to your survey responses?
1 (YES) Yes
2 (NO) No
CS_001 (HOW PLEASANT INTERVIEW)
Could you tell us how interesting or uninteresting you found the questions in this survey?
1 Very interesting
2 Interesting
3 Neither interesting nor uninteresting
4 Uninteresting
5 Very uninteresting
CS_003 (comments)
Do you have any other comments on the survey? Please type these in the box below. (If you have no comments, please click next to complete this survey.)
STRING