Routing for UAS333

intro

This survey focuses on you and your household’s financial situation. “Household” includes you and others living with you who contribute financially to your home. As you answer these questions, please think about all of your household members’ finances, taken as a whole. If you live alone, or do not consider anyone else to be a member of your household, please answer these questions as an individual.

For all questions, please answer to the best of your ability. If you are not sure how to answer a question, your best guess will do.

fi_intro2

These first few questions ask about your household's financial situation over the past 12 months. As you answer these questions, please think about your financial situation since January 2020.

q036 (total spending compared to income)

Which of the following statements best describes how your household's total spending compared to total income, over the last 12 months?

1 Spending was much less than income
2 Spending was a little less than income
3 Spending was about equal to income
4 Spending was a little more than income
5 Spending was much more than income

q039 (household financial ability)

Which of the following statements best describes how your household has paid its bills over the last 12 months?

My household has been financially able to:

1 Pay all our bills on time
2 Pay nearly all our bills on time
3 Pay most of our bills on time
4 Pay some of our bills on time
5 Pay very few of our bills on time

q044 (how long afford expenses without withdrawing from retirement or borrowing)

At your current level of spending, how long could you and your household afford to cover expenses, if you had to live on only the money you have readily available, without withdrawing money from retirement accounts or borrowing?

1 6 months or more
2 3-5 months
3 1-2 months
4 1-3 weeks
5 Less than 1 week

q045 (how confident currently doing to meet longer term goals)

Thinking about your household’s longer-term financial goals, such as saving for a vacation, starting a business, buying or paying off a home, saving up for education, putting money away for retirement, or making retirement funds last...

How confident are you that your household is currently doing what is needed to meet your longer-term goals?

1 Very confident
2 Moderately confident
3 Somewhat confident
4 Slightly confident
5 Not at all confident

q077 (how manageable household debt)

Thinking about all of your household’s current debts, including mortgages, bank loans, student loans, money owed to people, medical debt, past-due bills, and credit card balances that are carried over from prior months...

As of today, which of the following statements describes how manageable your household debt is?

1 Have a manageable amount of debt
2 Have a bit more debt than is manageable
3 Have far more debt than is manageable
4 Do not have any debt

q004 (rate credit score)

How would you rate your credit score? Your credit score is a number that tells lenders how risky or safe you are as a borrower.

1 Excellent
2 Very good
3 Good
4 Fair
5 Poor
6 I don't know

q112a (how confident insurance policies provide enough support)

Thinking about all of the types of insurance you and others in your household currently might have, including health insurance, vehicle insurance, home or rental insurance, life insurance, and disability insurance...

How confident are you that those insurance policies will provide enough support in case of an emergency?

1 Very confident
2 Moderately confident
3 Somewhat confident
4 Slightly confident
5 Not at all confident
6 No one in my household has any insurance

q113 (household plans ahead financially)

To what extent do you agree or disagree with the following statement:

"My household plans ahead financially."

1 Agree strongly
2 Agree somewhat
3 Neither agree nor disagree
4 Disagree somewhat
5 Disagree strongly

cv_intro

These next few questions ask about financial hardships you may have experienced since the coronavirus outbreak began in March 2020. For each of these questions, please indicate whether the statements were often, sometimes, or never true for you since March of last year.

q019 (worried whether food would run out)

Since March, I worried whether our food would run out before I got money to buy more.

1 Often
2 Sometimes
3 Rarely
4 Never

q020 (worried about being able to afford rental or mortgage payment)

Since March, I worried about being able to afford my rental or mortgage payment.

1 Often
2 Sometimes
3 Rarely
4 Never

q021 (did not get healthcare)

Since March, I or someone in my household did not get healthcare we needed because we couldn’t afford it.

1 Often
2 Sometimes
3 Rarely
4 Never

q022 (stopped taking medication)

Since March, I or someone in my household stopped taking a medication or took less than directed due to the costs.

1 Often
2 Sometimes
3 Rarely
4 Never

q019_intro

These next few questions ask about the impact of the coronavirus outbreak on your financial situation. As you answer these questions, please think about your financial situation since March of last year, when the outbreak began in the United States.

qa50 (financial situation today)

Which of the following statements best describes your financial situation today compared to your financial situation in March of last year before the coronavirus outbreak began?

My financial situation today is:

1 Much better
2 A little better
3 About the same
4 A little worse
5 Much worse

Group of questions presented on the same screen

cv003a (how household income changed)

Please indicate if your household's total income and expenses have changed since March, as a result of the coronavirus outbreak. As you’re thinking about your household’s total income, please consider wages from employment, as well as government payments or income from other sources.

My household's income has...

1 Increased
2 Decreased
3 Stayed the same

cv003b (how household expenses changed)

My household's expenses have...

1 Increased
2 Decreased
3 Stayed the same

End of group of questions

Group of questions presented on the same screen

qa032_intro

Have you or anyone in your household experienced any of the following issues since March due to the coronavirus outbreak? Please select all that apply.

Subgroup of questions

qa032a (Laid off from a job)

Laid off from a job

1 (YES) Yes
2 (NO) No

qa032b (Furloughed, on temporary leave from a job, or employer temporarily closed)

Furloughed, on temporary leave from a job, or employer temporarily closed

1 (YES) Yes
2 (NO) No

qa032c (Employer reduced hours or pay)

Employer reduced hours or pay

1 (YES) Yes
2 (NO) No

qa032h (Employer closed or permanently went out of business)

Employer closed or permanently went out of business

1 (YES) Yes
2 (NO) No

qa032d (Worked less because of lower demand for services offered)

Worked less because of lower demand for services offered

1 (YES) Yes
2 (NO) No

qa032i (Worked less due to childcare responsibilities or other personal constraints)

Worked less due to childcare responsibilities or other personal constraints

1 (YES) Yes
2 (NO) No

qa032e (A business that I or someone in my household owns earned less revenue )

A business that I or someone in my household owns earned less revenue

1 (YES) Yes
2 (NO) No

qa032g (Was unable to get to work due to childcare responsibilities or other personal constraints)

Was unable to get to work due to childcare responsibilities or other personal constraints

1 (YES) Yes
2 (NO) No

qa032f (other factor income decreased)

Other (please specify):

1 (YES) Yes
2 (NO) No

End of subgroup of questions

qa032f_other (specify other factor income decreased)

STRING

End of group of questions

Group of questions presented on the same screen

qa034_intro

Have you or has anyone in your household taken any of the following actions since March to help you cope with the effects of the coronavirus outbreak? Please select all that apply.

Subgroup of questions

qa54b (Cut back on my expenses)

Cut back on my expenses

1 (YES) Yes
2 (NO) No

qa54c (Spent down savings )

Spent down savings

1 (YES) Yes
2 (NO) No

qa54n (Visited a food bank)

Visited a food bank

1 (YES) Yes
2 (NO) No

qa54d (Carried a balance on a credit card)

Carried a balance on a credit card

1 (YES) Yes
2 (NO) No

qa54m (Overdrew my checking account)

Overdrew my checking account

1 (YES) Yes
2 (NO) No

qa54e (Withdrew money from my retirement account)

Withdrew money from my retirement account

1 (YES) Yes
2 (NO) No

qa54f (Borrowed money from friends and family )

Borrowed money from friends and family

1 (YES) Yes
2 (NO) No

qa54g (Applied for a loan from a financial institution or online lender)

Applied for a loan from a financial institution or online lender

1 (YES) Yes
2 (NO) No

qa54i (Applied for government benefits (SNAP, WIC, etc.))

Applied for government benefits (SNAP, WIC, etc.)

1 (YES) Yes
2 (NO) No

qa54j (Borrowed using a payday loan, deposit advance, or pawn shop loan)

Borrowed using a payday loan, deposit advance, or pawn shop loan

1 (YES) Yes
2 (NO) No

qa54k (Sold something)

Sold something

1 (YES) Yes
2 (NO) No

End of subgroup of questions

End of group of questions

qa55_intro

This next question asks about Economic Impact Payments (also known as "stimulus payments") that you may or may not have received from the federal government.

qa55 (received economic impact payment)

Please indicate whether you have received an Economic Impact Payment (also known as a "stimulus payment") from the federal government in 2021. Please respond "yes" only if you have received a payment in 2021, not 2020.

1 Yes
2 No
3 I'm not sure

qa52_intro

These last questions ask about events that may happen in the future.

Group of questions presented on the same screen

qa52_intro2

For each of the following potential problems, please indicate how worried or not worried you are that you or your household will experience that issue in the next three months.

Subgroup of questions

qa52a (I or someone in my household will lose our job or our hours will be cut)

I or someone in my household will lose our job or our hours will be cut