Routing for UAS184

as_intro
The following questionnaire is part of a research project. By means of this project we are trying to determine how individuals invest.
Group of questions presented on the same screen
as_001a (any outstanding loans)
Do you have any loans outstanding? Please select all that apply.
1 I have a mortgage loan outstanding
2 I have a personal loan outstanding
3 I have an outstanding credit card balance
4 I have a car loan outstanding
5 I have a payday loan outstanding
6 I have student loans outstanding
7 I have an overdraft at the bank
8 I have another type of loan outstanding namely:
9 I don't have any loans outstanding
as_001a_other (other any outstanding loans)
STRING
End of group of questions
if as_001a = response and as_001a != 9 then
Group of questions presented on the same screen
as_001b_intro
Please indicate what interest rate, if any, you currently pay on each loan. If the loan is interest free, enter "0".

Subgroup of questions
if 1 in as_001a then
as_001b1 (mortgage loan)
Mortgage loan
RANGE 0.0..1000000000.0
End of if
if 2 in as_001a then
as_001b2 (personal loan)
Personal loan
RANGE 0.0..1000000000.0
End of if
if 3 in as_001a then
as_001b3 (credit card balance )
Credit card balance
RANGE 0.0..1000000000.0
End of if
if 4 in as_001a then
as_001b4 (car loan)
Car loan
RANGE 0.0..1000000000.0
End of if
if 5 in as_001a then
as_001b5 (payday loan)
Payday loan
RANGE 0.0..1000000000.0
End of if
if 6 in as_001a then
as_001b6 (student loans)
Student loans
RANGE 0.0..1000000000.0
End of if
if 7 in as_001a then
as_001b7 (overdraft at the bank)
Overdraft at the bank
RANGE 0.0..1000000000.0
End of if
if 8 in as_001a then
as_001b8 (another type of loan)
Another type of loan ([other any outstanding loans[]])
RANGE 0.0..1000000000.0
End of if
End of subgroup of questions
End of group of questions
End of if
as_002a (any money invested in deposits or savings accounts)
Do you have any money invested in deposits or savings accounts (in banks or other financial institutions)?
1 I do not have any money in deposits or savings accounts
2 I do have money in deposits or savings accounts
if as_002a = 2 then
as_002b (rate money invested in deposits or savings accounts)
What is the highest interest rate that you earn on any of these accounts?
RANGE 0.0..1000000000.0
End of if
as_003 (approximate total value of stocks in current financial investment portfolio)
What is the approximate total value of the stocks in your current financial investment portfolio? This portfolio is defined as the sum of your investments in retirement accounts and investments that are held outside these accounts. Stocks are defined as the stocks of individual firms and investments in equity mutual funds.
1 I do not have any investments in stocks
2 Under 2,000 dollars
3 2,001–5,000 dollars
4 5,001–10,000 dollars
5 10,001–15,000 dollars
6 15,001–30,000 dollars
7 30,001–50,000 dollars
8 50,001–100,000 dollars
9 100,001–200,000 dollars
10 Above 200,001 dollars
Group of questions presented on the same screen
as_004_intro
Please answer the next questions based on your best guess on how the stock market will perform over the next 10 years. Here is an example of what we mean by average annual (yearly) return: It is a simple average of each year’s return. So if in the first year the stock market goes up by 2% and in the second year market goes up by 4%, the average annual return over two years is 3% - we want your own best guess, so please do not look anything up.

Subgroup of questions
as_004_div_start
as_004a (expect return to be)
I expect the average annual return over the next 10 years will be
RANGE -1000000000.0..1000000000.0
as_004a_dk (dont know expect return to be)
1 I don't understand the question and/or I don't know what to answer.
as_004_div_end
End of subgroup of questions
Subgroup of questions
as_004_div_start
as_004b (1 in 10 return will be less than)
I believe that there is a small (1-in-10, or 10 percent) chance the actual return over 10 years will be less than
RANGE -1000000000.0..1000000000.0
as_004b_dk (dont know 1 in 10 return will be less than)
1 I don't understand the question and/or I don't know what to answer.
as_004_div_end
End of subgroup of questions
Subgroup of questions
as_004_div_start
as_004c (1 in 10 return will be greater than)
I believe that there is a small (1-in-10 or 10 percent) chance the actual return over 10 years will be greater than
RANGE -1000000000.0..1000000000.0
as_004c_dk (1 in 10 return will be greater than)
1 I don't understand the question and/or I don't know what to answer.
as_004_div_end
End of subgroup of questions
End of group of questions
if as_004a_dk = 1 OR as_004b_dk = 1 OR as_004b_dk = 1 then
Group of questions presented on the same screen
as_004_intro2
Can we please ask you to reconsider the question(s) below? Your answer(s) are very important to us and we would value your opinion. Please only select "I don't understand the question/I don't know what to answer" if you really don't have idea what to answer.

if as_004a_dk = 1 then
Subgroup of questions
as_004_div_start
as_004a (expect return to be)
I expect the average annual return over the next 10 years will be
RANGE -1000000000.0..1000000000.0
as_004a_dk_confirm (confirm dont know expect return to be)
1 I don't understand the question and/or I don't know what to answer.
as_004_div_end
End of subgroup of questions
End of if
if as_004b_dk = 1 then
Subgroup of questions
as_004_div_start
as_004b (1 in 10 return will be less than)
I believe that there is a small (1-in-10, or 10 percent) chance the actual return over 10 years will be less than
RANGE -1000000000.0..1000000000.0
as_004b_dk_confirm (confirm dont know 1 in 10 return will be less than)
1 I don't understand the question and/or I don't know what to answer.
as_004_div_end
End of subgroup of questions
End of if
if as_004c_dk = 1 then
Subgroup of questions
as_004_div_start
as_004c (1 in 10 return will be greater than)
I believe that there is a small (1-in-10 or 10 percent) chance the actual return over 10 years will be greater than
RANGE -1000000000.0..1000000000.0
as_004c_dk_confirm (confirm 1 in 10 return will be greater than)
1 I don't understand the question and/or I don't know what to answer.
as_004_div_end
End of subgroup of questions
End of if
End of group of questions
End of if
as_005 (most people can be trusted)
Generally speaking, would you say that most people can be trusted or that you have to be very careful in dealing with people?
0 0 You can never be too careful
1 1
2 2
3 3
4 4
5 5
6 6
7 7
8 8
9 9
10 10 Most people can be trusted
999 I don't know
as_006 (even small losses with stock investments cause worry)
How important is the following factor in determining the percentage of your investable assets that is currently invested in stocks?

The possibility of even small losses on my stock investments makes me worry.
1 Not important at all
2 A little important
3 Moderately important
4 Very important
5 Extremely important
Group of questions presented on the same screen
as_007_intro
We are interested in finding out what people know and do not know about the history of stock market returns. The next question asks about what you think about historical stock market returns over the past 60 years in the S&P 500. Over that time, there were some years, or periods of years, where returns were much higher, or much lower, than the average over the whole time period.

Please answer the next questions about the last 60 years of the stock market history (from 1959 to 2018), as measured by S&P 500 index. If you are not sure, we would like your best guess - please do not look up any answers.
as_007b (average return was)
I believe that the average annual return over the past 60 years was
RANGE -1000000000.0..1000000000.0
as_007a (6 lowest years actual return was less than)
During the 6 lowest years of the market over that time, returns were less than
RANGE -1000000000.0..1000000000.0
as_007c (6 highest years actual return was greater than)
During the 6 highest years of the market over that time, returns were greater than
RANGE -1000000000.0..1000000000.0
End of group of questions
Group of questions presented on the same screen
as_008_intro
Please give an approximate value (in thousands dollars) of your main assets and debts. If you do not know the exact number, please give your best estimate. Enter “0” if none or if it doesn't apply to you.

Subgroup of questions
as_008a (estimated current value of your main residence (house or apartment))
Estimated current value of your main residence (house or apartment) if you own one
RANGE 0.0..9223372036854775807
as_008b (estimated current value of other properties (rental, holiday homes, etc))
Estimated current value of your other properties (rental, holiday homes, etc) if you own any
RANGE 0.0..9223372036854775807
as_008c (total value of your bank accounts, savings deposits, cash, and money lent to friends or family members)
Total value of your bank accounts, savings deposits, cash, and money that you lent to friends or family members
RANGE 0.0..9223372036854775807
as_008d (remaining value of your mortgage loan)
Remaining value of your mortgage loan
RANGE 0.0..9223372036854775807
as_008e (total value of your other debts)
Total value of your other debts (such as car loan, student loan, credit card balance, personal loans, money you owe friends and family members and payday loans)
RANGE 0.0..9223372036854775807
End of subgroup of questions
End of group of questions
CS_001 (HOW PLEASANT INTERVIEW)
Could you tell us how interesting or uninteresting you found the questions in this interview?
1 Very interesting
2 Interesting
3 Neither interesting nor uninteresting
4 Uninteresting
5 Very uninteresting
CS_003 (comments)
Do you have any other comments on the interview? Please type these in the box below.(If you have no comments, please click next to complete this survey.)
STRING