Routing for MFD Monthly 6

Fill code of question 'FLmonthyear' executed
intro1 (MONTHLY SURVEY INTRO)
Introduction: Please check one answer in all cases, unless specified otherwise. Many of the questions in this survey will ask about your “household’s” financial situation. “Household” includes you and others living with you who contribute financially to your home. As you answer these questions, please think about all of your household members’ finances, taken as a whole. If you live alone, or do not consider anyone else to be a member of your household, please answer these questions as an individual. Most questions here are about your experience the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019].

Participation in the study is completely voluntary and confidential. All the information collected will be used for research purposes only. We ask for information about income, expenses, debt, and assets because it is extremely important for our understanding of how households manage their finances. We will be asking a number of questions that have dollar answers. The most useful answer is an exact amount that reflects your situation. However, this is not always possible—you may not know the exact values in some cases. You can answer our questions using best guesses if you do not know the exact amounts. You can also consult any knowledgeable person or use any records and notes to answer our questions. Your answers will remain completely anonymous. We thank you for answering our questions.
finances_intro
We would like to ask you some questions about your household finances
F001 (HOUSEHOLD FINANCES DESCRIPTION)
Which of the following best describes your household finances for last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019]? Do the adults in this household...
1 Share all finances
2 Share some finances
3 Share no finances at all
4 I am the only adult in the household
Group of questions presented on the same screen
F002 (FINANCIAL HARDSHIPS EXPERIENCED)
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], have you experienced financial hardship due to each of the following events (select all that apply)?
1 I lost a job
2 I had my work hours and/or pay reduced
3 My spouse/partner lost a job
4 My spouse/partner had their work hours and/or pay reduced
5 Unexpected medical care
6 Other, please specify:
7 I did not experience financial hardship last month due to an event
F002_other (FINANCIAL HARDSHIPS EXPERIENCED--OTHER)
STRING
End of group of questions
Fill code of question 'household' executed
Group of questions presented on the same screen
F003_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], did your household receive any income from the following sources?

Subgroup of questions
F003A (INCOME RECEIVED FROM WAGES OR SALARIES)
Wages or salaries
F003B (INCOME RECEIVED FROM SELF EMPLOYMENT)
Self-employment
F003C (INCOME RECEIVED FROM OCCASIONAL WORK)
Occasional work activities or side jobs (do not include income from UAS)
F003D (INCOME RECEIVED FROM INTEREST/DIVIDENDS/RENTALS)
Interest, dividends, or rental income
F003E (INCOME RECEIVED FROM SOCIAL SECURITY/RETIREMENT/UNEMPLOYMENT)
Social security, Supplemental Security (SSI), or disability, retirement or pension income, unemployment income, public assistance or welfare
F003F (INCOME RECEIVED FROM ANY OTHER SOURCE)
Any other income
End of subgroup of questions
End of group of questions
if F003A = 1 or F003B = 1 or F003C = 1 or F003D = 1 or F003E = 1 or F003F = 1 then
Fill code of question 'FLF004' executed
IF F001 != 4 THEN
Group of questions presented on the same screen
F004_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], what was the amount that your household received as net income, after taxes and deductions (in dollars, $_____.00).[ If you don’t know the amount for your spouse or other main provider of income, please select that option.]

Subgroup of questions
if F003A = 1 then
F004A_R (MONTHLY NET INCOME FROM RESPONDENT WAGES)
Wages or salaries
RANGE 0..9999999
F004A_S (MONTHLY NET INCOME FROM SPOUSE/PARTNER WAGES)
RANGE 0..9999999
F004A_DK (MONTHLY NET INCOME FROM SPOUSE/PARTNER WAGES--DK)
End of if
if F003B = 1 then
F004B_R (MONTHLY NET INCOME FROM RESPONDENT SELF EMPLOYMENT)
Self-employment
RANGE 0..9999999
F004B_S (MONTHLY NET INCOME FROM SPOUSE/PARTNER SELF-EMPLOYMENT)
RANGE 0..9999999
F004B_DK (MONTHLY NET INCOME FROM SPOUSE/PARTNER SELF EMPLOYMENT--DK)
End of if
if F003C = 1 then
F004C_R (MONTHLY NET INCOME FROM RESPONDENT OCCASIONAL WORK)
Occasional work activities or side jobs (do not include income from UAS)
RANGE 0..9999999
F004C_S (MONTHLY NET INCOME FROM SPOUSE/PARTNER OCCASIONAL WORK)
RANGE 0..9999999
F004C_DK (MONTHLY NET INCOME FROM SPOUSE/PARTNER OCCASIONAL WORK--DK)
End of if
if F003D = 1 then
F004D_R (MONTHLY NET INCOME FROM RESPONDENT INTEREST/DIVIDENDS/RENT)
Interest, dividends, or rental income
RANGE 0..9999999
F004D_S (MONTHLY NET INCOME FROM SPOUSE/PARTNER INTEREST/DIVIDENDS/RENT)
RANGE 0..9999999
F004D_DK (MONTHLY NET INCOME FROM SPOUSE/PARTNER INTEREST--DK)
End of if
if F003E = 1 then
F004E_R (MONTHLY NET INCOME FROM RESPONDENT SOCIAL SECURITY)
Social security, Supplemental Security (SSI), or disability, retirement or pension income, unemployment income, public assistance or welfare
RANGE 0..9999999
F004E_S (MONTHLY NET INCOME FROM SPOUSE/PARTNER SOCIAL SECURITY)
RANGE 0..9999999
F004E_DK (MONTHLY NET INCOME FROM SPOUSE/PARTNER SOCIAL SECURITY--DK)
End of if
if F003F = 1 then
F004F_R (MONTHLY NET INCOME FROM ANY OTHER INCOME)
Any other income
RANGE 0..9999999
F004F_S (MONTHLY NET INCOME FROM SPOUSE/PARTNER ANY OTHER SOURCE)
RANGE 0..9999999
F004F_DK (MONTHLY NET INCOME FROM SPOUSE/PARTNER ANY OTHER SOURCE--DK)
End of if
End of subgroup of questions
custom_error
F004scripts
End of group of questions
Else
Group of questions presented on the same screen
F004_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], what was the amount that your household received as net income, after taxes and deductions (in dollars, $_____.00).[ If you don’t know the amount for your spouse or other main provider of income, please select that option.]

Subgroup of questions
if F003A = 1 then
F004A_R (MONTHLY NET INCOME FROM RESPONDENT WAGES)
Wages or salaries
RANGE 0..9999999
End of if
if F003B = 1 then
F004B_R (MONTHLY NET INCOME FROM RESPONDENT SELF EMPLOYMENT)
Self-employment
RANGE 0..9999999
End of if
if F003C = 1 then
F004C_R (MONTHLY NET INCOME FROM RESPONDENT OCCASIONAL WORK)
Occasional work activities or side jobs (do not include income from UAS)
RANGE 0..9999999
End of if
if F003D = 1 then
F004D_R (MONTHLY NET INCOME FROM RESPONDENT INTEREST/DIVIDENDS/RENT)
Interest, dividends, or rental income
RANGE 0..9999999
End of if
if F003E = 1 then
F004E_R (MONTHLY NET INCOME FROM RESPONDENT SOCIAL SECURITY)
Social security, Supplemental Security (SSI), or disability, retirement or pension income, unemployment income, public assistance or welfare
RANGE 0..9999999
End of if
if F003F = 1 then
F004F_R (MONTHLY NET INCOME FROM ANY OTHER INCOME)
Any other income
RANGE 0..9999999
End of if
End of subgroup of questions
End of group of questions
End of if
End of if
Group of questions presented on the same screen
F005_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], how much did your household spend for any of the following categories? Please answer in dollars ($_____.00),. If the household didn’t spend in that category in a regular basis please select that option.

Subgroup of questions
F005A_Amt (AMOUNT SPENT ON RENT/MORTGAGE)
Rent/mortgage
RANGE 1..9999999
F005A_NoSpend (RENT/MORTGAGE--DIDN'T SPEND REGULARLY)
F005B_Amt (AMOUNT SPENT ON HOUSING RELATED EXPENSES)
Housing related expenses (electricity, gas, water, maintenance or repairs, phone, cellphone, internet, insurance, Home Owner Association fees)
RANGE 1..9999999
F005B_NoSpend (HOUSING RELATED EXPENSES--DIDN'T SPEND REGULARLY)
F005C_Amt (AMOUNT SPENT ON TRANSPORTATION)
Transportation (car payment, car insurance, gasoline, other fuels, bus/metro/taxi rides)
RANGE 1..9999999
F005C_NoSpend (TRANSPORTATION--DIDN'T SPEND REGULARLY)
F005D_Amt (AMOUNT SPENT ON EDUCATION AND CHILDCARE)
Education and childcare (tuition and fees, materials, wages)
RANGE 1..9999999
F005D_NoSpend (EDUCATION AND CHILDCARE--DIDN'T SPEND REGULARLY)
F005E_Amt (AMOUNT SPENT ON HEALTH)
Health (medical bills, medicines, co-pay, health insurance payment)
RANGE 1..9999999
F005E_NoSpend (HEALTH--DIDN'T SPEND REGULARLY)
F005F_Amt (AMOUNT SPENT ON GROCERIES)
Groceries (food, beverages, snacks, and cleaning supplies for the house)
RANGE 1..9999999
F005F_NoSpend (GROCERIES--DIDN'T SPEND REGULARLY)
F005G_Amt (AMOUNT SPENT ON EATING OUT)
Eating out (restaurants, coffee shops, etc.)
RANGE 1..9999999
F005G_NoSpend (EATING OUT--DIDN'T SPEND REGULARLY)
F005H_Amt (AMOUNT SPENT ON ANY OTHER EXPENSE)
Any other expense (entertainment and recreation, clothing and personal care, etc.)
RANGE 1..9999999
F005H_NoSpend (ANY OTHER EXPENSE--DIDN'T SPEND REGULARLY)
End of subgroup of questions
custom_error
F005scripts
End of group of questions
Fill code of question 'FLF006' executed
Group of questions presented on the same screen
F006_intro
Do you[ or anyone in your household] currently have any of the following financial assets or accounts?

Subgroup of questions
F006A (HAVE CHECKING ACCOUNT)
Checking account
F006B (HAVE SAVINGS ACCOUNT)
Savings account
F006C (HAVE SAVINGS IN CASH)
Savings in cash
F006D (HAVE RETIREMENT ACCOUNT)
Retirement account (401k, 403b, IRA) or employer-provided traditional pension
F006E (HAVE OTHER PERSONAL SAVINGS OR INVESTMENTS)
Other personal savings or investments such as mutual funds, money market accounts, stocks, certificates of deposit, or annuities, etc.
F006F (HAVE OTHER FINANCIAL ASSETS)
Other financial assets or accounts excluding real estate or housing, please specify:
F006F_other (HAVE OTHER FINANCIAL ASSETS--OTHER SPECIFY)
STRING
End of subgroup of questions
End of group of questions
if F006A = 1 or F006B = 1 or F006C = 1 or F006D = 1 or F006E = 1 or F006F = 1 then
if F006F = 1 then
Fill code of question 'FLF007F' executed
End of if
IF F001 = 4 THEN
Group of questions presented on the same screen
F007_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], how much did your household save in any of the following financial assets or accounts? Please answer in dollars ($_____.00). If the household did not save on the account select that option.

Subgroup of questions
if F006A = 1 then
F007A_NoSave (AMOUNT SAVED IN CHECKING ACCOUNT--DIDN'T SAVE)
Checking account
F007A_Amt (AMOUNT RESPONDENT SAVED IN CHECKING ACCOUNT)
RANGE 0..9999999
End of if
if F006B = 1 then
F007B_NoSave (AMOUNT SAVED IN SAVINGS ACCOUNT--DIDN'T SAVE)
Savings account
F007B_Amt (AMOUNT RESPONDENT SAVED IN SAVINGS ACCOUNT)
RANGE 0..9999999
End of if
if F006C = 1 then
F007C_NoSave (AMOUNT SAVED IN CASH--DIDN'T SAVE)
Savings in cash
F007C_Amt (AMOUNT RESPONDENT SAVED IN CASH)
RANGE 0..9999999
End of if
if F006D = 1 then
F007D_NoSave (AMOUNT SAVED IN RETIREMENT--DIDN'T SAVE)
Retirement account (401k, 403(b), IRA) or employer-provided traditional pension
F007D_Amt (AMOUNT RESPONDENT SAVED IN RETIREMENT ACCOUNT)
RANGE 0..9999999
End of if
if F006E = 1 then
F007E_NoSave (AMOUNT SAVED IN OTHER PERSONAL SAVINGS--DIDN'T SAVE)
Other personal savings or investments such as mutual funds, money market accounts, stocks, certificates of deposit, or annuities, etc.
F007E_Amt (AMOUNT RESPONDENT SAVED IN OTHER PERSONAL SAVINGS/INVESTMENTS)
RANGE 0..9999999
End of if
if F006F = 1 then
F007F_NoSave (AMOUNT SAVED IN OTHER FINANCIAL ASSETS OR ACCOUNTS--DIDN'T SAVE)
Other financial assets or accounts excluding real estate or housing, please specify: [^F006F_other]
F007F_Amt (AMOUNT RESPONDENT SAVED IN OTHER FINANCIAL ASSETS OR ACCOUNTS)
RANGE 0..9999999
End of if
End of subgroup of questions
custom_error
F007scripts
End of group of questions
Group of questions presented on the same screen
F008_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], how much did your household withdrew from your savings in any of the following financial assets or accounts? Please answer in dollars ($_____.00). If the household did not withdrew on the account select that option.

Subgroup of questions
if F006A = 1 then
F008A_NoWithdrawal (AMOUNT WITHDRAWN FROM CHECKING ACCOUNT--DIDN'T WITHDRAW)
Checking account
F008A_Amt (AMOUNT RESPONDENT WITHDRAWN FROM CHECKING ACCOUNT)
RANGE 0..9999999
End of if
if F006B = 1 then
F008B_NoWithdrawal (AMOUNT WITHDRAWN FROM SAVINGS ACCOUNT--DIDN'T WITHDRAW)
Savings account
F008B_Amt (AMOUNT RESPONDENT WITHDRAWN FROM SAVINGS ACCOUNT)
RANGE 0..9999999
End of if
if F006C = 1 then
F008C_NoWithdrawal (AMOUNT WITHDRAWN FROM CASH SAVINGS--DIDN'T WITHDRAW)
Savings in cash
F008C_Amt (AMOUNT RESPONDENT WITHDRAWN FROM SAVINGS IN CASH)
RANGE 0..9999999
End of if
if F006D = 1 then
F008D_NoWithdrawal (AMOUNT WITHDRAWN FROM RETIREMENT ACCOUNT--DIDN'T WITHDRAW)
Retirement account (401k, 403(b), IRA) or employer-provided traditional pension
F008D_Amt (AMOUNT RESPONDENT WITHDRAWN FROM RETIREMENT ACCOUNT)
RANGE 0..9999999
End of if
if F006E = 1 then
F008E_NoWithdrawal (AMOUNT WITHDRAWN FROM OTHER SAVINGS/INVESTMENTS--DIDN'T WITHDRAW)
Other personal savings or investments such as mutual funds, money market accounts, stocks, certificates of deposit, or annuities, etc.
F008E_Amt (AMOUNT RESPONDENT WITHDRAWN FROM OTHER PERSONAL SAVINGS/INVESTMENTS)
RANGE 0..9999999
End of if
if F006F = 1 then
F008F_NoWithdrawal (AMOUNT WITHDRAWN FROM OTHER FINANCIAL ASSETS/ACCOUNTS--DIDN'T WITHDRAW)
Other financial assets or accounts excluding real estate or housing, please specify: [^F006F_other]
F008F_Amt (AMOUNT RESPONDENT WITHDRAWN FROM OTHER FINANCIAL ASSETS OR ACCOUNTS)
RANGE 0..9999999
End of if
End of subgroup of questions
custom_error
F007scripts
End of group of questions
Else
Group of questions presented on the same screen
F007_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], how much did your household save in any of the following financial assets or accounts? Please answer in dollars ($_____.00). If the household did not save on the account select that option.

Subgroup of questions
if F006A = 1 then
F007A_NoSave (AMOUNT SAVED IN CHECKING ACCOUNT--DIDN'T SAVE)
Checking account
F007A_Amt (AMOUNT RESPONDENT SAVED IN CHECKING ACCOUNT)
RANGE 0..9999999
F007A_Amt_S (AMOUNT SPOUSE/PARTNER SAVED IN CHECKING ACCOUNT)
RANGE 0..9999999
F007A_DK (AMOUNT SPOUSE/PARTNER SAVED IN CHECKING ACCOUNT--DK)
End of if
if F006B = 1 then
F007B_NoSave (AMOUNT SAVED IN SAVINGS ACCOUNT--DIDN'T SAVE)
Savings account
F007B_Amt (AMOUNT RESPONDENT SAVED IN SAVINGS ACCOUNT)
RANGE 0..9999999
F007B_Amt_S (AMOUNT SPOUSE/PARTNER SAVED IN SAVINGS ACCOUNT)
RANGE 0..9999999
F007B_DK (AMOUNT SPOUSE/PARTNER SAVED IN SAVINGS ACCOUNT--DK)
End of if
if F006C = 1 then
F007C_NoSave (AMOUNT SAVED IN CASH--DIDN'T SAVE)
Savings in cash
F007C_Amt (AMOUNT RESPONDENT SAVED IN CASH)
RANGE 0..9999999
F007C_Amt_S (AMOUNT SPOUSE/PARTNER SAVED IN CASH)
RANGE 0..9999999
F007C_DK (AMOUNT SPOUSE/PARTNER SAVED IN CASH--DK)
End of if
if F006D = 1 then
F007D_NoSave (AMOUNT SAVED IN RETIREMENT--DIDN'T SAVE)
Retirement account (401k, 403(b), IRA) or employer-provided traditional pension
F007D_Amt (AMOUNT RESPONDENT SAVED IN RETIREMENT ACCOUNT)
RANGE 0..9999999
F007D_Amt_S (AMOUNT SPOUSE/PARTNER SAVED IN RETIREMENT ACCOUNT)
RANGE 0..9999999
F007D_DK (AMOUNT SPOUSE/PARTNER SAVED IN RETIREMENT ACCOUNT--DK)
End of if
if F006E = 1 then
F007E_NoSave (AMOUNT SAVED IN OTHER PERSONAL SAVINGS--DIDN'T SAVE)
Other personal savings or investments such as mutual funds, money market accounts, stocks, certificates of deposit, or annuities, etc.
F007E_Amt (AMOUNT RESPONDENT SAVED IN OTHER PERSONAL SAVINGS/INVESTMENTS)
RANGE 0..9999999
F007E_Amt_S (AMOUNT SPOUSE/PARTNER SAVED IN OTHER SAVINGS/INVESTMENTS)
RANGE 0..9999999
F007E_DK (AMOUNT SPOUSE/PARTNER SAVED IN OTHER PERSONAL SAVINGS/INVESTMENTS--DK)
End of if
if F006F = 1 then
F007F_NoSave (AMOUNT SAVED IN OTHER FINANCIAL ASSETS OR ACCOUNTS--DIDN'T SAVE)
Other financial assets or accounts excluding real estate or housing, please specify: [^F006F_other]
F007F_Amt (AMOUNT RESPONDENT SAVED IN OTHER FINANCIAL ASSETS OR ACCOUNTS)
RANGE 0..9999999
F007F_Amt_S (AMOUNT SPOUSE/PARTNER SAVED IN OTHER FINANCIAL ASSETS)
RANGE 0..9999999
F007F_DK (AMOUNT SPOUSE/PARTNER SAVED IN OTHER FINANCIAL ASSETS--DK)
End of if
End of subgroup of questions
custom_error
F007scripts2
End of group of questions
Group of questions presented on the same screen
F008_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], how much did your household withdrew from your savings in any of the following financial assets or accounts? Please answer in dollars ($_____.00). If the household did not withdrew on the account select that option.

Subgroup of questions
if F006A = 1 then
F008A_NoWithdrawal (AMOUNT WITHDRAWN FROM CHECKING ACCOUNT--DIDN'T WITHDRAW)
Checking account
F008A_Amt (AMOUNT RESPONDENT WITHDRAWN FROM CHECKING ACCOUNT)
RANGE 0..9999999
F008A_Amt_S (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM CHECKING ACCOUNT)
RANGE 0..9999999
F008A_DK (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM CHECKING ACCOUNT--DK)
End of if
if F006B = 1 then
F008B_NoWithdrawal (AMOUNT WITHDRAWN FROM SAVINGS ACCOUNT--DIDN'T WITHDRAW)
Savings account
F008B_Amt (AMOUNT RESPONDENT WITHDRAWN FROM SAVINGS ACCOUNT)
RANGE 0..9999999
F008B_Amt_S (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM SAVINGS ACCOUNT)
RANGE 0..9999999
F008B_DK (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM SAVINGS ACCOUNT--DK)
End of if
if F006C = 1 then
F008C_NoWithdrawal (AMOUNT WITHDRAWN FROM CASH SAVINGS--DIDN'T WITHDRAW)
Savings in cash
F008C_Amt (AMOUNT RESPONDENT WITHDRAWN FROM SAVINGS IN CASH)
RANGE 0..9999999
F008C_Amt_S (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM SAVINGS IN CASH)
RANGE 0..9999999
F008C_DK (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM SAVINGS IN CASH--DK)
End of if
if F006D = 1 then
F008D_NoWithdrawal (AMOUNT WITHDRAWN FROM RETIREMENT ACCOUNT--DIDN'T WITHDRAW)
Retirement account (401k, 403(b), IRA) or employer-provided traditional pension
F008D_Amt (AMOUNT RESPONDENT WITHDRAWN FROM RETIREMENT ACCOUNT)
RANGE 0..9999999
F008D_Amt_S (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM RETIREMENT ACCOUNT)
RANGE 0..9999999
F008D_DK (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM RETIREMENT ACCOUNT--DK)
End of if
if F006E = 1 then
F008E_NoWithdrawal (AMOUNT WITHDRAWN FROM OTHER SAVINGS/INVESTMENTS--DIDN'T WITHDRAW)
Other personal savings or investments such as mutual funds, money market accounts, stocks, certificates of deposit, or annuities, etc.
F008E_Amt (AMOUNT RESPONDENT WITHDRAWN FROM OTHER PERSONAL SAVINGS/INVESTMENTS)
RANGE 0..9999999
F008E_Amt_S (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM OTHER PERSONAL SAVINGS/INVESTMENTS)
RANGE 0..9999999
F008E_DK (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM OTHER PERSONAL SAVINGS/INVESTMENTS--DK)
End of if
if F006F = 1 then
F008F_NoWithdrawal (AMOUNT WITHDRAWN FROM OTHER FINANCIAL ASSETS/ACCOUNTS--DIDN'T WITHDRAW)
Other financial assets or accounts excluding real estate or housing, please specify: [^F006F_other]
F008F_Amt (AMOUNT RESPONDENT WITHDRAWN FROM OTHER FINANCIAL ASSETS OR ACCOUNTS)
RANGE 0..9999999
F008F_Amt_S (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM OTHER FINANCIAL ASSETS)
RANGE 0..9999999
F008F_DK (AMOUNT SPOUSE/PARTNER WITHDRAWN FROM OTHER FINANCIAL ASSETS--DK)
End of if
End of subgroup of questions
custom_error
F007scripts2
End of group of questions
End of if
End of if
Group of questions presented on the same screen
F009_intro
Which of the following types of debt, if any, do you or anyone in your household currently have?

Subgroup of questions
F009A (PAID DEBT/INTEREST--AUTO LOANS)
Auto loans
F009B (PAID DEBT/INTEREST--STUDENT LOANS)
Student loans
F009C (PAID DEBT/INTEREST--CREDIT CARD BALANCES)
Outstanding credit card balances carried over from previous months
F009D (PAID DEBT/INTEREST--MEDICAL DEBTS)
Medical debts
F009E (PAID DEBT/INTEREST--MORTGAGES/HOME EQUITY LOANS)
Mortgages and home equity line of credit
F009F (PAID DEBT/INTEREST--OTHER LOANS)
Other loans (including payday loans, auto title loans, pawnshops loans, and excluding the loans listed above)
F009G (PAID DEBT/INTEREST--MONEY BORROWED FROM FAMILY OR FRIENDS)
Money borrowed from family or friends
F009H (PAID DEBT/INTEREST--OTHER DEBTS NOT LISTED)
Other debts not listed, please specify:
F009H_other (PAID DEBT/INTEREST--OTHER DEBTS NOT LISTED PLEASE SPECIFY)
STRING
End of subgroup of questions
End of group of questions
if F009A = 1 or F009B = 1 or F009C = 1 or F009D = 1 or F009E = 1 or F009F = 1 or F009G = 1 or F009H = 1 then
if F009H = 1 then
Fill code of question 'FLF010H' executed
End of if
Group of questions presented on the same screen
F010_intro
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], how much did your household pay on debt and interest in any of the following categories. Please answer in dollars ($_____.00). If the household did not pay on that category select that option.

Subgroup of questions
if F009A = 1 then
F010A_Amt (AMOUNT PAID ON DEBT AND INTEREST--AUTO LOANS)
Auto loans
RANGE 1..9999999
F010A_NoDebtPay (DIDN'T PAY ANY DEBT--AUTO LOANS )
End of if
if F009B = 1 then
F010B_Amt (AMOUNT PAID ON DEBT AND INTEREST--STUDENT LOANS)
Student loans
RANGE 1..9999999
F010B_NoDebtPay (DIDN'T PAY ANY DEBT--STUDENT LOANS )
End of if
if F009C = 1 then
F010C_Amt (AMOUNT PAID ON DEBT AND INTEREST--CREDIT CARDS)
Credit cards
RANGE 1..9999999
F010C_NoDebtPay (DIDN'T PAY ANY DEBT--CREDIT CARDS)
End of if
if F009D = 1 then
F010D_Amt (AMOUNT PAID ON DEBT AND INTEREST--MEDICAL)
Medical debts
RANGE 1..9999999
F010D_NoDebtPay (DIDN'T PAY ANY DEBT--MEDICAL DEBTS)
End of if
if F009E = 1 then
F010E_Amt (AMOUNT PAID ON DEBT AND INTEREST--MORTGAGES)
Mortgages and home equity line of credit
RANGE 1..9999999
F010E_NoDebtPay (DIDN'T PAY ANY DEBT--MORTGAGES)
End of if
if F009F = 1 then
F010F_Amt (AMOUNT PAID ON DEBT AND INTEREST--OTHER LOANS)
Other loans (including payday loans, auto title loans, pawnshops loans, and excluding the loans listed above)
RANGE 1..9999999
F010F_NoDebtPay (DIDN'T PAY ANY DEBT--OTHER LOANS)
End of if
if F009G = 1 then
F010G_Amt (AMOUNT PAID ON DEBT AND INTEREST--MONEY BORROWED)
Money borrowed from family or friends
RANGE 1..9999999
F010G_NoDebtPay (DIDN'T PAY ANY DEBT--MONEY BORROWED)
End of if
if F009H = 1 then
F010H_Amt (AMOUNT PAID ON DEBT AND INTEREST--OTHER DEBTS NOT LISTED)
Other debts not listed above: [^F009H_other]
RANGE 1..9999999
F010H_NoDebtPay (DIDN'T PAY ANY DEBT--OTHER DEBTS NOT LISTED)
End of if
End of subgroup of questions
custom_error
F010scripts
End of group of questions
Group of questions presented on the same screen
F011_intro
For each of the following types of debt, please estimate the amount your household currently owes as of the end of [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019]. If you aren't sure, your best guess will do.

Subgroup of questions
if F009A = 1 then
F011A_Amt (AMOUNT OF CURRENT DEBT--AUTO LOANS)
Auto loans
RANGE 1..9999999
F011A_DK (DEBT AMOUNT DK--AUTO LOANS )
End of if
if F009B = 1 then
F011B_Amt (AMOUNT OF CURRENT DEBT--STUDENT LOANS)
Student loans
RANGE 1..9999999
F011B_DK (DEBT AMOUNT DK--STUDENT LOANS )
End of if
if F009C = 1 then
F011C_Amt (AMOUNT OF CURRENT DEBT--CREDIT CARDS)
Credit cards
RANGE 1..9999999
F011C_DK (DEBT AMOUNT DK--CREDIT CARDS)
End of if
if F009D = 1 then
F011D_Amt (AMOUNT OF CURRENT DEBT--MEDICAL)
Medical debts
RANGE 1..9999999
F011D_DK (DEBT AMOUNT DK--MEDICAL DEBTS)
End of if
if F009E = 1 then
F011E_Amt (AMOUNT OF CURRENT DEBT--MORTGAGES)
Mortgages and home equity line of credit
RANGE 1..9999999
F011E_DK (DEBT AMOUNT DK--MORTGAGES)
End of if
if F009F = 1 then
F011F_Amt (AMOUNT OF CURRENT DEBT--OTHER LOANS)
Other loans (including payday loans, auto title loans, pawnshops loans, and excluding the loans listed above)
RANGE 1..9999999
F011F_DK (DEBT AMOUNT DK--OTHER LOANS)
End of if
if F009G = 1 then
F011G_Amt (AMOUNT OF CURRENT DEBT--MONEY BORROWED)
Money borrowed from family or friends
RANGE 1..9999999
F011G_DK (DEBT AMOUNT DK--MONEY BORROWED)
End of if
if F009H = 1 then
F011H_Amt (AMOUNT OF CURRENT DEBT--OTHER DEBTS NOT LISTED)
Other debts not listed above: [^F009H_other]
RANGE 1..9999999
F011H_DK (DEBT AMOUNT DK--OTHER DEBTS NOT LISTED)
End of if
End of subgroup of questions
custom_error
F010scripts
End of group of questions
End of if
F012 (HOUSEHOLD SPENDING COMPARED TO TOTAL INCOME)
Which of the following statements best describes how your household’s total spending compared to total income, over the last month, of [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019]?
1 Spending was much less than income
2 Spending was a little less than income
3 Spending was about equal to income
4 Spending was a little more than income
5 Spending was much more than income
if F012 = 4 or F012 = 5 then
Group of questions presented on the same screen
F013 (REASON SPENDING EXCEEDED INCOME)
Which of the following come closest to the reason that your household’s spending exceeded its income in the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019]?
1 Our income was unusually low
2 Our spending was unusually high
3 Our income was unusually low and our spending was unusually high
4 Our spending usually or always exceeds our income
5 Don’t know
6 Other, please specify:
F013_other (REASON SPENDING EXCEEDED INCOME SPECIFY)
STRING
End of group of questions
Group of questions presented on the same screen
F014 (THINGS DONE TO COVER EXPENSES)
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], when your household’s spending exceeded its income, which of the following, if any, did your household do to help cover expenses? Please select all that apply.
1 Worked extra hours or took other actions to increase or supplement income
2 Used credit (e.g. credit cards, line of credit, etc.)
3 Borrowed money or was assisted by friends or family
4 Borrowed money or took out a loan from a financial institution
5 Sold items for cash
6 Cashed in stocks, insurance policies, or other financial assets
7 Used non-retirement savings
8 Used retirement savings
9 Overdrew checking account
10 Reduced expenses
11 Other, please specify:
12 Didn’t do anything in particular
F014_other (THINGS DONE TO COVER EXPENSES--SPECIFY)
STRING
End of group of questions
End of if
cfsi_scoring_f012 := array(1=>100,2=>75,3=>50,4=>25,5=>0)
cfsi_scoring_f015 := array(1=>100,2=>60,3=>40,4=>20,5=>0)
F015 (FREQUENCY BILLS PAID ON TIME)
Which of the following statements best describes how your household has paid its bills over the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019]? My household has been financially able to:
1 Pay all of our bills on time
2 Pay nearly all of our bills on time
3 Pay most of our bills on time
4 Pay some of our bills on time
5 Pay very few of our bills on time
if F012 = response then
score_f012 := cfsi_scoring_f012[F012]
Else
score_f012 := -1
End of if
if F015 = response then
score_f015 := cfsi_scoring_f015[F015]
Else
score_f015 := -1
End of if
if score_f012 >= 0 and score_f015 >= 0 then
financial_health_spend_subscore := (score_f012 + score_f015) / 2
Else
financial_health_spend_subscore := -1
End of if
cfsi_scoring_f016 := array(1=>100,2=>75,3=>50,4=>25,5=>0)
cfsi_scoring_f017 := array(1=>100,2=>75,3=>50,4=>25,5=>0)
F016 (HOW LONG COULD COVER EXPENSES)
At your current level of spending, how long could you and your household afford to cover expenses, if you had to live only off the money you have readily available, without withdrawing money from retirement accounts or borrowing?
1 6 months or more
2 3-5 months
3 1-2 months
4 1-3 weeks
5 Less than 1 week
F017 (CONFIDENCE IN MEETING LONGER TERM GOALS)
Thinking about your household’s longer term financial goals such as saving for a vacation, starting a business, buying or paying off a home, saving up for education, putting money away for retirement, or making retirement funds last… How confident are you that your household is currently doing what is needed to meet your longer term goals?
if F016 = response then
score_f016 := cfsi_scoring_f016[F016]
Else
score_f016 := -1
End of if
if F017 = response then
score_f017 := cfsi_scoring_f017[F017]
Else
score_f017 := -1
End of if
if score_f016 >= 0 and score_f017 >= 0 then
financial_health_save_subscore := (score_f016 + score_f017) / 2
Else
financial_health_save_subscore := -1
End of if
cfsi_scoring_f018 := array(1=>85,2=>40,3=>0,4=>100)
cfsi_scoring_f019 := array(1=>100,2=>80,3=>60,4=>40,5=>0,6=>0)
F018 (HOW MANAGEABLE DEBT IS)
Now thinking about all of your household’s current debts, including mortgages, bank loans, student loans, money owed to people, medical debt, past-due bills, and credit card balances that are carried over from prior months … As of today, which of the following statements describes how manageable your household debt is?
1 Have a manageable amount of debt
2 Have a bit more debt than is manageable
3 Have far more debt than is manageable
4 Do not have any debt
F019 (RATE OWN CREDIT SCORE)
How would you rate your credit score? Your credit score is a number that tells lenders how risky or safe you are as a borrower.
1 Excellent
2 Very good
3 Good
4 Fair
5 Poor
6 Don't know
if F018 = response then
score_f018 := cfsi_scoring_f018[F018]
Else
score_f018 := -1
End of if
if F019 = response then
score_f019 := cfsi_scoring_f019[F019]
Else
score_f019 := -1
End of if
if score_f018 >= 0 and score_f019 >= 0 then
financial_health_borrow_subscore := (score_f018 + score_f019) / 2
Else
financial_health_borrow_subscore := -1
End of if
cfsi_scoring_f020 := array(1=>100,2=>75,3=>50,4=>25,5=>10,6=>0)
cfsi_scoring_f021 := array(1=>100,2=>65,3=>35,4=>15,5=>0)
F020 (CONFIDENT IN INSURANCE COVERAGE)
Thinking about all of the types of personal and household insurance you and others in your household have, how confident are you that those insurance policies will provide enough support in case of an emergency?
F021 (AGREE THAT HOUSEHOLD PLANS AHEAD FINANCIALLY)
To what extent do you agree or disagree with the following statement: "My household plans ahead financially."
if F020 = response then
score_f020 := cfsi_scoring_f020[F020]
Else
score_f020 := -1
End of if
if F021 = response then
score_f021 := cfsi_scoring_f021[F021]
Else
score_f021 := -1
End of if
if score_f020 >= 0 and score_f021 >= 0 then
financial_health_plan_subscore := (score_f020 + score_f021) / 2
Else
financial_health_plan_subscore := -1
End of if
if score_f012 >= 0 and score_f015 >= 0 and score_f016 >= 0 and score_f017 >= 0 and score_f018 >= 0 and score_f019 >= 0 and score_f020 >= 0 and score_f021 >= 0 then
financial_health_totalscore := (score_f012 + score_f015 + score_f016 + score_f017 + score_f018 + score_f019 + score_f020 + score_f021) / 8
Else
financial_health_totalscore := -1
End of if
Group of questions presented on the same screen
F022 (HOUSEHOLD FINANCES OPEN RESPONSE)
Overall, how would you describe the household finances in the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019]? Please upload an audio recording in the UAS app, or write a couple of sentences describing your situation, whatever you prefer. Below we provide an example of how to answer this question.

“Last month our household income was close to what we expected, but I dropped my cellphone & the screen broke and I had to spend $100 to get it fixed. This was an unexpected expense. This month we also spend more money than usual since there is no school and someone has to take care of the kids when I am at work. This month we used our credit card to cover these extra expenses.”

To record a few sentences based on your own experience using the UAS app, please follow these instructions:
  • Leave this page open - don’t close it. After recording, you will come back here to finish the survey. If you are taking this survey on a computer, open the UAS app on your phone.
  • Tap on the 3 dots in the upper right corner to pull down the menu.
  • Tap on "Sound Recording". If you see a screen that says "UAS would like to access the microphone" tap "OK" to continue.
  • When you are ready, tap on the microphone. It will turn into a red button.
  • Start talking.
  • When you are done recording, tap on the red button and it will turn into a green check mark.
  • If you would like to listen to your recording, you can play it back by tapping the "play" button.
  • If you would like to re-record, click on the green check mark to begin again (your previous recording will be deleted).
  • When you are done, and can see the green check mark: Tap the "upload" button.
  • When it has finished uploading, tap the "<" symbol in the upper left corner to return to the app, or return to your computer to continue the survey.
OR type out a few sentences describing your own experience below:
STRING
custom_msg
Click Next after you have typed in the box or uploaded a recording.
End of group of questions
health_intro
The next questions are about your health
Group of questions presented on the same screen
MH023_intro (INTRO TO MH023 TABLE)
Over the last 2 weeks, how often have you been bothered by any of the following problems? Please respond to each item by marking one box per row.

Subgroup of questions
MH023A (DAYS WITH ANXIETY--NERVOUS/ANXIOUS)
Feeling nervous, anxious, or on edge
MH023B (DAYS WITH ANXIETY--UNABLE TO STOP WORRYING)
Not being able to stop or control worrying
MH023C (DAYS WITH ANXIETY--WORRYING ABOUT DIFFERENT THINGS)
Worrying too much about different things
MH023D (DAYS WITH ANXIETY--TROUBLE RELAXING)
Trouble relaxing
MH023E (DAYS WITH ANXIETY--RESTLESS)
Being so restless that it is hard to sit still
MH023F (DAYS WITH ANXIETY--IRRITABLE)
Becoming easily annoyed or irritable
MH023G (DAYS WITH ANXIETY--FEELING AFRAID)
Feeling afraid as if something awful might happen
End of subgroup of questions
End of group of questions
Group of questions presented on the same screen
MH024_intro (INTRO TO MH024 TABLE)
For the next set of questions, please read each sentence and rate your level of confidence in managing various situations, problems, and events.

Rate your level of confidence
Subgroup of questions
MH024A (SELF EFFICACY--SOLVE DIFFICULT PROBLEMS)
I can manage to solve difficult problems if I try hard enough
MH024B (SELF EFFICACY--DEAL WITH UNEXPECTED EVENTS)
I am confident that I could deal efficiently with unexpected events
MH024C (SELF EFFICACY--THINK OF SOLUTION TO TROUBLE)
If I am in trouble, I can think of a solution
MH024D (SELF EFFICACY--HANDLE WHATEVER COMES MY WAY)
I can handle whatever comes my way
End of subgroup of questions
End of group of questions
MH025 (FINANCES CAUSED STRESS)
Over the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], how much stress, if any, did your finances cause you?
1 High stress
2 Moderate stress
3 Some stress
4 No stress
if MH025 = 1 or MH025 = 2 or MH025 = 3 then
Group of questions presented on the same screen
MH026_intro (INTRO TEXT TO MH026 TABLE)
During the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], to what extent, if any, has financial stress negatively impacted...

Financial stress had in ...
Subgroup of questions
MH026A (FINANCIAL STRESS AFFECTED PHYSICAL HEALTH)
...your physical health
MH026B (FINANCIAL STRESS AFFECTED MENTAL HEALTH)
...your mental health
MH026C (FINANCIAL STRESS AFFECTED FAMILY LIFE)
...your family life
MH026D (STRESS IMPACTED WORK OR SCHOOL PERFORMANCE)
...your work or school performance?
MH026_NA (DONT WORK/DON'T GO TO SCHOOL)
1 Not applicable (I don't work/go to school)
End of subgroup of questions
custom_error
MH026scripts
End of group of questions
End of if
Group of questions presented on the same screen
MH027 (LEVEL OF STRESS OPEN RESPONSE)
In the last month, [August of 2018/September of 2018/October of 2018/November of 2018/December of 2018/January of 2019], was the level of stress you experienced, either low or high, linked to your household financial situation? Explain. Please upload an audio recording in the UAS app, or write a couple of sentences describing your situation, whatever you prefer. Below we provide an example of how to answer this question.

“Last month I was very stressed because I lost my job. I have started looking for jobs, and I am trying to keep a positive attitude. We are worried that losing this income will get us into economic trouble. We rely on my income for paying for rent and other stuff in the house and we don’t have savings we could use at the moment. I felt depressed and down a couple of days last month because of our household financial situation.”

To record a few sentences based on your own experience using the UAS app, please follow these instructions:
  • Leave this page open - don’t close it. After recording, you will come back here to finish the survey. If you are taking this survey on a computer, open the UAS app on your phone.
  • Tap on the 3 dots in the upper right corner to pull down the menu.
  • Tap on "Sound Recording". If you see a screen that says "UAS would like to access the microphone" tap "OK" to continue.
  • When you are ready, tap on the microphone. It will turn into a red button.
  • Start talking.
  • When you are done recording, tap on the red button and it will turn into a green check mark.
  • If you would like to listen to your recording, you can play it back by tapping the "play" button.
  • If you would like to re-record, click on the green check mark to begin again (your previous recording will be deleted).
  • When you are done, and can see the green check mark: Tap the "upload" button.
  • When it has finished uploading, tap the "<" symbol in the upper left corner to return to the app, or return to your computer to continue the survey.
OR type out a few sentences describing your own experience below:
STRING
custom_msg
Click Next after you have typed in the box or uploaded a recording.
End of group of questions
health_end (END OF HEALTH SECTION TEXT)
Thanks a lot for answering all our questions! We would like to finish with an activity, please follow the instructions.
onmobile := isOnMobile()
if onmobile = 1 then
onmobileconfirm (Confirm on mobile device )
Before we start, we would like to confirm that you are doing this survey on a mobile device. Is this correct?
1 Yes
2 No
if onmobileconfirm = 2 then
onmobile := 2
onmobileincorrect := 1
End of if
Else
onmobileask (Ask on mobile device )
Before we start, are you doing this survey on a mobile device?
1 Yes
2 No
if onmobileask = 1 then
onmobile := 1
onmobileincorrect := 1
End of if
End of if
if onmobile = 1 then
sw001_intro_mobile
In this survey we would like to see how quickly you can respond to the words RED and GREEN. For this task, you will need to navigate using three buttons that will be located on the bottom of the screen. If possible, place one finger on the S button, one finger on the G button, and one on the Enter button.


The letter S means STOP. The letter G means GO. If you press Enter/Return while you can see the word RED or GREEN, you will skip to the next item.

Please click 'Next' to continue.
Else
sw001_intro
In this survey we would like to see how quickly you can respond to the words RED and GREEN. For this task, you will need to place your hands on the keyboard. If possible, place one finger on the letter S, one finger on the letter G, and one on the Enter key.



The letter S means STOP. The letter G means GO. If you press Enter/Return while you can see the word RED or GREEN, you will skip to the next item.

Please click 'Next' to continue.
End of if
Fill code of question 'FL_keyboard' executed
timewait := 3000
if onmobile = 1 then
sw001_intro2_mobile
For the first several items, if you see RED you will indicate STOP by pressing the S button. If you see GREEN you will choose GO by pressing the G button.

Please keep your hands on the letters during this whole task. This will help you complete the task more quickly.

Try to be accurate, but respond as quickly as you can.

Please click "Next" to continue.
Else
sw001_intro2
For the first several items, if you see RED you will indicate STOP by pressing the letter S. If you see GREEN you will choose GO by pressing the letter G.

Please keep your hands on the letters during this whole task. This will help you complete the task more quickly.

Try to be accurate, but respond as quickly as you can.

Please click "Next" to continue.
End of if
Group of questions presented on the same screen
sw001_example1

DEMONSTRATION

For example, if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

You should press the letter S. Please do this now. [
//]
sw001_example1_result (sw001 result example 1)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw001_example2

DEMONSTRATION

And if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
GREEN

You should press the letter G. Please do this now. [
//]
sw001_example2_result (sw001 result example 2)
STRING
sw_error
End of group of questions
sw001_intro3
Now you can practice. This first practice set will last about 1 minute. Please click "Next" when you are ready to begin.
Loop from 1 to 10
Fill code of question 'FL_sw001[cnt]' executed
Fill code of question 'FL_sw001_key[cnt]' executed
Group of questions presented on the same screen
sw001 (first trial)

PRACTICE

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
[
//]
sw001_result (result first trial)
STRING
sw_error
End of group of questions
End of loop
sw002_intro2

DEMONSTRATION

Now you will do just the REVERSE of what you have been doing. So when you see RED you will press the letter G for “go.” When you see GREEN you will press the letter S for “stop.”

Try to be accurate, but answer as quickly as you can.

Please click 'Next' to continue.
Group of questions presented on the same screen
sw002_example1

DEMONSTRATION

For example, if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

Because the rules are "REVERSE," you should press the letter G for "go." Please do this now. [
//]
sw002_example1_result (sw002 result example 1)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw002_example2

DEMONSTRATION

And if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
GREEN

You should press the letter S for "stop." Please do this now. [
//]
sw002_example2_result (sw002 result example 2)
STRING
sw_error
End of group of questions
sw002_intro3
Now you can practice. This practice set will last about 1 minute. Please click “Next” when you are ready to begin.
Loop from 1 to 10
Fill code of question 'FL_sw002[cnt]' executed
Fill code of question 'FL_sw002_key[cnt]' executed
Group of questions presented on the same screen
sw002 (second trial)

PRACTICE

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
[
//]
sw002_result (result second trial)
STRING
sw_error
End of group of questions
End of loop
sw003_intro2

DEMONSTRATION

Now we are going to mix up these two types of responses. When you see the word NORMAL, you will respond the way you did at first: RED means “stop” (S), GREEN means “go” (G). But when you see the word REVERSE, you will give the reverse responses: RED means “go” (G), GREEN means “stop” (S).

We will alternate between the NORMAL and the REVERSE every few trials.

Try to be accurate, but answer as quickly as you can.

Please click "Next" to continue.
sw003_intro3

DEMONSTRATION

Current rules:

NORMAL


Please click "Next" to continue.
Group of questions presented on the same screen
sw003_example1

DEMONSTRATION

So if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

You should press the letter S for "stop." This is because the last screen said "NORMAL," and this screen says "RED." Please do this now. [
//]
sw003_example1_result (sw003 result example 1)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw003_example2

DEMONSTRATION

And if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
GREEN

You should press the letter G for "go." This is because the rules screen said "NORMAL," and this screen says "GREEN." Please do this now. [
//]
sw003_example2_result (sw003 result example 2)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw003_example3

DEMONSTRATION

And if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

You should press the letter S. Please do this now. [
//]
sw003_example3_result (sw003 result example 3)
STRING
sw_error
End of group of questions
sw003_intro4

DEMONSTRATION

Current rules:

REVERSE


Please click "Next" to continue.
Group of questions presented on the same screen
sw004_example1

DEMONSTRATION

So if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
GREEN

You should press the letter S for "stop." This is because the last screen said "REVERSE," and this screen says "GREEN." Please do this now. [
//]
sw004_example1_result (sw004 result example 1)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw004_example2

DEMONSTRATION

Or if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

You should press the letter G for "go." This is because the rules screen said "REVERSE," and this screen says "RED." Please do this now. [
//]
sw004_example2_result (sw004 result example 2)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw004_example3

DEMONSTRATION

Or if you see:

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

You should press the letter G for "go." Please do this now. [
//]
sw004_example3_result (sw004 result example 3)
STRING
sw_error
End of group of questions
sw004_intro1

PRACTICE

Now, please practice a few times on your own.

Please press "Next" to continue.
sw004_intro2

PRACTICE

Current rules:

NORMAL


Please click "Next" to continue.
Group of questions presented on the same screen
sw005_example1

PRACTICE

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
GREEN

[
//]
sw005_example1_result (sw005 result example 1)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw005_example2

PRACTICE

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

[
//]
sw005_example2_result (sw005 result example 2)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw005_example3

PRACTICE

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
GREEN

[
//]
sw005_example3_result (sw005 result example 3)
STRING
sw_error
End of group of questions
sw005_intro2

PRACTICE

Current rules:

REVERSE


Please click "Next" to continue.
Group of questions presented on the same screen
sw006_example1

PRACTICE

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
GREEN

[
//]
sw006_example1_result (sw006 result example 1)
STRING
sw_error
End of group of questions
Group of questions presented on the same screen
sw006_example2

PRACTICE

Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.
RED

[
//]
sw006_example2_result (sw006 result example 2)
STRING
sw_error
End of group of questions
sw003_intro
We are now ready to begin. This will take about one minute. Please click "Next" when you are ready to begin.
Loop from 1 to 16
Fill code of question 'FL_sw003[cnt]' executed
Fill code of question 'FL_sw003_color[cnt]' executed
Fill code of question 'FL_sw003_key[cnt]' executed
if cnt in [1,9] then
sw007_intro
Current rules:

NORMAL


Please click "Next" to continue.
elseif cnt in [4,15] then
sw007_intro_reverse
Current rules:

REVERSE


Please click "Next" to continue.
End of if
Group of questions presented on the same screen
sw003 (third trial)
Press S for “stop,” G for “go,” or Enter/Return to skip to the next screen.

[
//]
sw003_result (result third trial)
STRING
sw_error
End of group of questions
End of loop
GS000 (SHUTDOWN TRANSITION SCREEN)
We would like to ask an additional question about something that may have affected your current household financial situation.
GS001 (WAS HOUSEHOLD AFFECTED BY GOVT SHUTDOWN)
Thinking now about the government shutdown that began in December 2018. Did the shutdown financially affect you or anyone in your household?
1 The shutdown financially affected me
2 The shutdown financially affected someone else in my household
3 The shutdown financially affected me and someone else in my household
4 No one in my household was financially affected by the government shutdown
IF GS001 = 1 OR GS001 = 2 OR GS001 = 3 THEN
GS002 (HOW HOUSEHOLD AFFECTED BY GOVT SHUTDOWN)
How were your household finances affected last month directly or indirectly by the government shutdown? Explain. Please write a couple of sentences describing your situation. Below we provide an example of how to answer this question. Please answer based on your own experience.

“I work for National Parks, and fell behind on our bills given that I did not receive any income for more than a month. I got back to work, but I am very concerned about not being able to pay for my mortgage and credit card. We did not have much of money saved, so we don’t know what we will do to make up for the lost income.”
STRING
End of if