save
| Variable | Question text | Label |
|---|---|---|
| q044 | At your current level of spending, how long could you and your household afford to cover expenses if you had to live only off the money you have readily available, without withdrawing money from retirement accounts or borrowing? | how long could cover expenses |
| q044b | At your current level of spending, how long could your household afford to cover expenses if you had to live only off the money you have readily available, without borrowing, selling something, or withdrawing from retirement savings? | how long could cover expenses |
| q045 | Thinking about your household's longer term financial goals, such as saving for a vacation, starting a business, buying or paying off a home, saving up for education, putting money away for retirement, or making retirement funds last... How confident are you that your household is currently doing what is needed to meet your longer term goals? | how confident doing what needed to meet long term goals |
| q045b | Thinking about your household's long-term savings, how would you describe your progress toward meeting your savings goals?
Long-term savings include money set aside for retirement, education, investments, and saving for a home or other major purchase. Do NOT include regular checking accounts, everyday savings, or emergency cash in your response. | how confident doing what needed to meet long term goals |
| qd046 | Checking or savings account | Checking or savings account |
| qd053 | Other financial assets or accounts. Please do not include real estate or housing, or insurance policies: ~qd053_other | Other assets |
| qd054 | Bonds or certificates of deposits (CDs) | Bonds or certificates of deposits (CDs) |
| qd055 | Educational savings plans (such as 529 or Coverdell) | Educational savings plans (such as 529 or Coverdell) |
| qd056 | Cryptocurrencies or other digital assets | Cryptocurrencies or other digital assets |
| qe048 | Employer-provided retirement account (such as a 401k, 403(b), or Thrift Savings Plan (TSP)) or a pension | Employer-provided retirement account (such as a 401k, 403(b) or Thrift Savings Plan (TSP)) or a pension |
| qe049 | Individual retirement account not provided by an employer (such as a traditional IRA or Roth IRA) | Individual retirement account not provided by an employer (such as a traditional IRA or Roth IRA) |
| qe052 | Savings in cash not held in an account | Savings in cash not held in an account |
| qe052a | Other investment accounts that allow you to invest in the stock market | Other investment accounts that allow you to invest in the stock market |
| qe52 | Please estimate the current value of all of your^FLqe59 educational savings plans (such as 529 or Coverdell). Just your best guess will do. | current value educational savings plans |
| qe54 | Please estimate the current value of all of your^FLqe59 checking and savings accounts. Just your best guess will do. | current value checking and savings accounts |
| qe55 | Please estimate the current value of all of your^FLqe59 bonds or certificates of deposit (CDs). Just your best guess will do. | current value bonds or certificates of deposits (CDs) |
| qe56 | Please estimate the current value of all of your^FLqe59 employer-provided retirement accounts (such as a 401k, 403(b), or Thrift Savings Plan (TSP)). Just your best guess will do. | current value bonds or certificates of deposits (CDs) |
| qe57 | Please estimate the current value of all of your^FLqe59 individual retirement accounts not provided by an employer (such as a traditional IRA or Roth IRA). Just your best guess will do. | current value individual retirement account not provided by an employer |
| qe58 | Please estimate the current value of all of your^FLqe59 cryptocurrencies or other digital assets. Just your best guess will do. | current value cryptocurrencies or other digital assets |
| qe59 | Please estimate the current value of all of your^FLqe59 savings in cash not held in an account. Just your best guess will do. | current value savings in cash not held in an account |
| qe59a | Please estimate the current value of all of your^FLqe59 other investment accounts that allow you to invest in the stock market (such as traditional or online brokerage accounts). Just your best guess will do. | current value other non-retirement investment accounts that allow you to invest in the stock market |
| qe60 | Please estimate the current value of all of your^FLqe59 other financial assets or accounts. Please do not include real estate or housing, or insurance policies. Just your best guess will do. | current value other financial assets or accounts |
| qg007 | What is the largest emergency expense that you and your household could handle right now using only your savings? | largest emergency expense that you and household could handle |
| qg008 | In the last 12 months, which of the following options best describes your saving behavior? | saving behavior last 12 months |
| qg009 | In which of these accounts did you save? Select all that apply. | which accounts save in |
| qg009_order | order which accounts save in | |
| qg010 | Would you say your household is living paycheck-to-paycheck? | household is living paycheck-to-paycheck |

