finemployment
Variable | Question text | Label |
---|---|---|
fe001 | Which of the following best describes your household finances? Do the adults in this household... | who does finances |
fe002 | In the last 6 months, have you experienced financial hardship due to the following events (select all that apply)? | experienced financial hardships |
fe003 | How much do you participate in making financial decisions for your household? | how much participate in financial decisions |
fe004 | In the last 6 months, how often were you able to easily predict your household’s income for the following month? | how often able to easily predict income |
fe005 | In the last 6 months, which of the following statements best describes how your household’s income varied from month to month, if at all?
My household’s income: | how household income varied |
fe006 | Do you (and your spouse/and your partner) own your home, rent it, or what? | own or rent |
fe007a | Because of my money situation, I feel like I will never have the things I want in life | how well describes R--never have things I want because of money |
fe007b | I am just getting by financially | how well describes R--just getting by financially |
fe007c | I am concerned that the money I have or will save won’t last | how well describes R--concerned my money won't last |
fe008a | I have money left over at the end of the month | how often statement applies--money left over at end of month |
fe008b | My finances control my life | how often statement applies--finances control my life |
fe009a | I worried whether our food would run out before I got money to buy more. | I worried whether our food would run out before I got money to buy more. |
fe009b | We had trouble paying our rent or mortgage | We had trouble paying our rent or mortgage |
fe009c | I or someone in my household did not get healthcare we needed because we couldn’t afford it | did not get healthcare needed because couldn't afford it |
fe010a | Money order | money order |
fe010b | Check-cashing service | check-cashing service |
fe010c | A tax refund anticipation loan | tax refund anticipation loan |
fe010d | A pawn shop loan, a payday loan, an auto title loan, or a paycheck advance/deposit advance | pawn shop loan, a payday loan, an auto title loan, or a paycheck advance/deposit advance |
fe011 | In the past 6 months, have you or someone in your household used your mobile phone to check a bank account balance or recent transaction, either through the bank’s mobile website or the bank’s mobile app? | used mobile phone to check a bank account balance or recent transaction |
fe012 | Does your household use a budget or other type of plan to track and manage your spending? | use a budget or other type of plan to track and manage spending |
fe013 | Does your household use automatic transfers to transfer money to savings or investments? | use automatic transfers to transfer money to savings or investments |
fe014 | Do you have at least one credit card? | have at least one credit card |
fe015 | In the past 6 months, how frequently have you carried an unpaid balance on one or more of your credit cards? | carried an unpaid balance on one or more of credit cards |
fe016 | In the past 6 months, how frequently have you paid only the minimum payment on one or more of your credit cards? | how frequently have you paid only the minimum payment |
fe017 | Have you set aside emergency or rainy day funds that would cover your expenses for 3 months in case of sickness, job loss, economic downturn, or other emergencies? | set aside emergency or rainy day funds |
fe018 | Suppose that you have an emergency expense that costs $400. Based on your current financial situation, how would you pay for this expense? If you would use more than one method to cover this expense, please select all that apply. | how pay emergency expense |