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Variable Question text Label
al001In the past 12 months, how frequently did you or anyone else in your household pawn an item at a pawn shop? Do not include selling an unwanted item to a pawn shop.how often pawn item
al002In the past 12 months, did you or anyone else in your household rent any items such as furniture or appliances from a rent-to-own store? rent items
al003In the past 12 months, did you or anyone else in your household take out a refund anticipation check (RAC) when filing taxes? A RAC is an arrangement in which you agree to pay a fee to delay paying the price charged for tax preparation services. The tax preparation charges and the fee for the RAC itself are then deducted from your tax refund before you receive the money.take out tax refund anticipation check
al004In the past 12 months, did you or anyone in your household take out a loan that requires the borrower to provide the title to their car in exchange for borrowing money for a short period of time? These are often called auto title loans. This is different from a loan used to purchase a car.used auto title loans
al005In the past 12 months, how frequently did you or anyone else in your household take out a payday loan or payday advance?how often take out payday loan or payday advance
al006In the past 12 months, did you or anyone else in your household cash a check? (check all that apply) Yes, at a bank or credit union
al007In the past 12 months, did you or anyone else in your household purchase a money order? (check all that apply)Yes, at a bank or credit union
al008A credit card that is secured by cash held in a bank account is often called a secured credit card. For example, someone deposits $500 and then can charge up to a limit of $500 on the card.

In the past 12 months, did you or anyone else in your household have a secured credit card?
have secured credit card
al009In the past 12 months, did you or anyone else in your household send money to friends or family living outside the US? (check all that apply)Yes, through a bank or credit union