SHARE:
planning
| Variable | Question text | Label |
|---|---|---|
| FLQ178 | ||
| FLQ179 | ||
| FLQ195 | ||
| FLQ195A | ||
| q113 | To what extent do you agree or disagree with the following statement: "My household plans ahead financially." | household plans ahead financially |
| q178 | In the past 12 months, have you used ^FLQ178? | USED INTERNET BANKING |
| q179 | In the past 12 months, have you used ^FLQ179? | USED MOBILE BANKING |
| q180 | In the last 12 months, have you used a personal financial management (PFM) tool to categorize and track your spending? | USED A PERSONAL FINANCIAL MANANGEMENT TOOL |
| q181 | In the past 12 months, have you used automatic transfers to transfer money from a checking account to a savings or investment account? | USED AUTOMATIC TRANSFERS FROM CHECKING |
| q182 | In the past 12 months, have you taken a loan from any of your retirement accounts? | TAKEN A LOAN FROM ANY RETIREMENT ACCOUNT |
| q183 | In the past 12 months, have you used automatic transfers to transfer money directly from a paycheck to a 401k, IRA, or other retirement account? | USED AUTOMATIC TRANSFER FROM A PAYCHECK TO RET ACCOUNT |
| q184 | In the past 12 months, have you checked your credit score or credit report? | CHECKED CREDIT SCORE OR REPORT |
| q185 | Opened a new checking account | OPENED NEW CHECKING ACCOUNT |
| q186 | Opened a new savings account | OPENED NEW SAVINGS ACCOUNT |
| q187 | Opened a new credit card | OPENED NEW CREDIT CARD |
| q188 | Opened a new personal loan or line of credit (not including a mortgage) | OPENED NEW PERSONAL LOAN |
| q189 | In the past 12 months, how many months, if any, did you carry a balance from one month to another on one or more of your credit cards and paid interest on that balance? | HOW OFTEN CARRY A CREDIT CARD BALANCE |
| q190 | In the last 12 months, how often, if ever, did you overdraw your checking account? | HOW OFTEN OVERDRAW CHECKING ACCT |
| q191 | Have you ever attempted to calculate how much you need to save for retirement? | EVER ATTEMPTED TO CALCULATE HOW MUCH NEEDED FOR RETIREMENT |
| q192 | Have you ever talked with a professional expert to get financial advice? | EVER TALKED TO A PROFESSIONAL FINANCIAL EXPERT |
| q194 | Are you currently setting aside money for an emergency? | CURRENTLY SETTING ASIDE MONEY FOR EMERGENCY |
| q195 | Are you currently saving in a ^FLQ195 or ^FLQ195A? | CURRENTLY SAVING IN AN HSA OR FSA |