Variable Question text Label
q113To what extent do you agree or disagree with the following statement: "My household plans ahead financially."household plans ahead financially
q178In the past 12 months, have you used ^FLQ178?USED INTERNET BANKING
q179In the past 12 months, have you used ^FLQ179?USED MOBILE BANKING
q180In the last 12 months, have you used a personal financial management (PFM) tool to categorize and track your spending?USED A PERSONAL FINANCIAL MANANGEMENT TOOL
q181In the past 12 months, have you used automatic transfers to transfer money from a checking account to a savings or investment account?USED AUTOMATIC TRANSFERS FROM CHECKING
q182In the past 12 months, have you taken a loan from any of your retirement accounts?TAKEN A LOAN FROM ANY RETIREMENT ACCOUNT
q183In the past 12 months, have you used automatic transfers to transfer money directly from a paycheck to a 401k, IRA, or other retirement account?USED AUTOMATIC TRANSFER FROM A PAYCHECK TO RET ACCOUNT
q184In the past 12 months, have you checked your credit score or credit report?CHECKED CREDIT SCORE OR REPORT
q185Opened a new checking accountOPENED NEW CHECKING ACCOUNT
q186Opened a new savings accountOPENED NEW SAVINGS ACCOUNT
q187Opened a new credit cardOPENED NEW CREDIT CARD
q188Opened a new personal loan or line of credit (not including a mortgage)OPENED NEW PERSONAL LOAN
q189In the past 12 months, how many months, if any, did you carry a balance from one month to another on one or more of your credit cards and paid interest on that balance?HOW OFTEN CARRY A CREDIT CARD BALANCE
q190In the last 12 months, how often, if ever, did you overdraw your checking account?HOW OFTEN OVERDRAW CHECKING ACCT
q191Have you ever attempted to calculate how much you need to save for retirement?EVER ATTEMPTED TO CALCULATE HOW MUCH NEEDED FOR RETIREMENT
q192Have you ever talked with a professional expert to get financial advice?EVER TALKED TO A PROFESSIONAL FINANCIAL EXPERT
q194Are you currently setting aside money for an emergency? CURRENTLY SETTING ASIDE MONEY FOR EMERGENCY
q195Are you currently saving in a ^FLQ195 or ^FLQ195A?CURRENTLY SAVING IN AN HSA OR FSA