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appendixA
| Variable | Question text | Label | ||
|---|---|---|---|---|
| a_c001a | After age 62, individuals can claim Social Security benefits irrespective of whether they are working or not. | individuals can claim after 62 even not working | ||
| a_c001b | Individuals can claim Social Security benefits before their Full Retirement Age only if they are retired from employment. | individuals can claim before full retirement age | ||
| a_c001c | For any person claiming Social Security retirement, regardless of age, Social Security withholds part of their retirement benefit if they have earnings that exceed a certain level. | anyone social security withholds part of benefit | ||
| a_c001d | The Retirement Earnings Test, whereby Social Security withholds part of your benefits if your earnings from work exceed a certain level, applies only to people under their Full Retirement Age. | Retirement Earnings Test only applies under full retirement age | ||
| a_c001e | If a person claims Social Security benefits and also earns other income above a certain level, the benefits withheld by Social Security are permanently lost. | benefits withhold are lost | ||
| a_c003 | We will now show you a story about Joe, and then ask you some questions about it.
On his 63rd birthday - one year after Joe first stopped working and claimed Social Security benefits - Joe goes back to work part-time. In that year, he earns $20,000. We now want to ask you some questions about how you think Joe’s decision to go back to work might affect his Social Security benefits at different ages. Let’s start with the year Joe is age 63 and works part-time for $20,000. While he is working that year, what do you think would happen to his Social Security benefits for that year? | what happens to social security benefits | ||
| a_c004 | In the last question, you told us that Joe’s benefits at age 63 would be reduced because he returned to work that year. Is there any amount that Joe could earn during the year that he is 63 without reducing his Social Security benefits in that year? | what happens to social security benefits | ||
| a_c005 | what is amount | |||
| a_c006 | In the last question, you told us that Joe would get the same amount of benefits at age 63 even if he returned to work that year. Is there any amount he could earn that year that would reduce his benefits? | any amount that would reduce benefits | ||
| a_c007 | maximum could earn | |||
| a_c008 | Now let’s imagine that at the end of that year, right before his 64th birthday, Joe stops working again and never again returns to work. Let’s consider what happens to Joe’s Social Security benefits at age 64, right after he stopped working permanently, as a result of the fact that he went back to work for one year while he was age 63. | effect onf monthly benefits | ||
| a_c009 | Now let’s consider what would happen to Joe’s Social Security benefits at age 68, several years after he stopped working permanently. We would like to know what you believe would happen to Joe’s benefits as a result of the fact that he went back to work for a single year while he was age 63. Recall that age 68 is older than the Social Security full retirement age. | effect onf monthly benefits | ||
| a_c010 | You answered that, as a result of his part-time work while he was age 63, Joe's Social Security benefit would grow to more than $1,000 at age 64 and also at age 68. We would now like to know how you think the Social Security benefit paid while he is age 68 compares to what he received at age 65. Based on what we have told you (and remembering that we are assuming there is no inflation and no cost-of-living increases), do you think that the Social Security benefit he is paid while age 68 would be: | benefits higher or lower | ||
| a_d001 | ^FL_info_intro2 that you’re eligible to receive $^FL_62 if you claimed at 62, $^FL_66 if you claimed at 67, and $^FL_70 if you claimed at 70:
At what age would you choose to start receiving Social Security benefits? | age plan to receive benefits | ||
| a_d001_followup | You have stated that you would start claiming Social Security benefits at age ^a_d001, do you want to revise your response? | follow up age plan to receive benefits | ||
| a_d002 | At what age would you choose to retire from work? | age plan to retire from work | ||
| a_e001_2_randomizer | Order of Mrs Fortson, Mr Johnson | order of a_e001, a_e002 | ||
| a_e001a |
If you were Ms. Fortson, what do you think you would do? | take job or not | ||
| a_e001b | Which of these statements do you agree with (check all that apply): | Ms. Fortson should take the job since she would enjoy it and the reduction of her benefit is offset by increases in benefits later on. | ||
| a_e001c | Which of these statements do you agree with (check all that apply): | Ms. Fortson should not take the job because she will permanently lose part of the Social Security retirement benefits she is entitled to. | ||
| a_e001c_other | other why not take job | |||
| a_e002a |
| stop or continue working | ||
| a_e002b | Which of these statements do you agree with (check all that apply): | Mr. Johnson should continue working since the reduction of his benefit is offset by increases in benefits later on. | ||
| a_e002c | Which of these statements do you agree with (check all that apply): | Mr. Johnson should stop working because he will permanently lose part of the Social Security retirement benefits he is entitled to. | ||
| a_e002c_other | other why stop working | |||
| a_e_image_randomizer | Indicates if R sees images with the stories in a_e001a/a_001b or not. | image randomizer | ||
| uas16_s7a | s7a uas16 - claiming benefits | |||
| uas94_s7a | s7a uas94 - claiming benefits |