| bh_randomizer | Indicates randomizer behavioral pre-intervention (will be preloaded from uas596 if R participated in uas596) | randomizer behavioral pre-intervention |
| bh_randomizer_flag | indicates if randomizer was preloaded or not | indicates if randomizer was preloaded or not |
| compound_question_order | randomizer compound question order | randomizer compound question order |
| inflation_question_order | randomizer inflation question order | randomizer inflation question order |
| int001 | Anna and Jessica are twins. At age 20, Jessica started contributing $20 a month to a savings account. After 20 years, when she was age 40, she stopped adding to her savings but she left the money in the account. Anna didn’t start to save until she was 40. Then, she saved $20 a month until she retired 20 years later at age 60. Suppose both Anna and Jessica earned a 6% return each year on their savings. When they both retired at age 60, who had more money? Select one choice.
| who earns more money |
| int002 | Suppose you are advising an old friend who wants to invest $50,000 in stocks, but he prefers not to take a lot of risk. Which of the following strategies would you recommend to your friend? Select one choice.
| investment stocks advice |
| int003 | Jacob has two job offers to choose from and he wants to select the job paying a salary that will provide him with a higher standard of living for the next few years. Job A offers a 3% raise every year, while Job B will not provide a raise for the next few years. If Jacob chooses Job A, he will live in City A. If Jacob chooses Job B, he will live in City B. Jacob finds that the price of goods and services today are about the same in both areas. Prices are expected to rise, however, by 4% in City A every year, and stay the same in City B.
| Job | Raise every year | City | Expected increase in prices |
| A | 3% | A | 4% |
| B | Stay the same | B | Stay the same |
Based on his concerns about his standard of living, what should Jacob do? Select one: | which job choose |
| int004 | Jason inherited a $1,000 at age 35 from his grandparents and promised to save it for his retirement. He invested it in a stock mutual fund with an annual return of 7%. He is now 65 years old. How many times did his initial amount double since he invested at age 35? Select one choice.
| how many times amount doubled |
| int005 | Suppose you are 50 years old and are discussing three investment opportunities with your adult child. You have put aside a good sum of money and want to invest it for the next 10 years, but you want to play it safe. Your three investment choices are, a) a saving account that pays 1% per year, b) a T-bill that pays 1.5% per year, or c) a certificate of deposit that pays 2%. The current inflation rate is 2.5% and expected to stay at that level. Your child tells you that if you invest in this way, you won’t be able to afford the same things in 10 years. Which of the following is correct? | son correct in investment |
| int006 | Imagine your spouse just got a $5,000 bonus from AllWell Inc., the company she works for, because she helped develop a new drug that she believes will be very useful. She is thinking about investing the bonus in the stock market to help build her retirement account, but she has never invested before. Which option would you recommend to her? Select one choice.
| investment advice for bonus |
| int_cn007 | Suppose you had $100 in a savings account and the interest rate was 2% per year. After 5 years, how much do you think you would have in the account if you left the money to grow? | $100 after 5 years post intervention |
| int_cn008 | Suppose you owe $1,000 on a loan and the interest rate you are charged is 20% per year compounded annually. If you didn’t pay anything off, at this interest rate, how many years would it take for the amount you owe to double? | loan amount owed post intervention |
| int_cn009 | Buying a single company's stock usually provides a safer return than a stock mutual fund.
| single stock safer return than mutual fund post intervention |
| int_cn010 | Imagine that the interest rate on your savings account was 1% per year and inflation was 2% per year. After 1 year, how much would you be able to buy with the money in this account? | savings account amount after interest post intervention |
| risk_question_order | randomizer risk question order | randomizer risk question order |
| subgroup_group1_number | | |
| subgroup_group2_number | | |
| subgroup_group3_number | | |
| subgroup_group4_number | | |
| subgroup_randomizer_group1 | Indicates subgroup group 1 | randomizer subgroup group 1 |
| subgroup_randomizer_group2 | Indicates subgroup group 2 | randomizer subgroup group 2 |
| subgroup_randomizer_group3 | Indicates subgroup group 3 | randomizer subgroup group 3 |
| subgroup_randomizer_group4 | Indicates subgroup group 4 | randomizer subgroup group 4 |
| want_compound_advice | The next two questions require some understanding of interest compounding. Would you like to receive very brief advice on interest compounding before proceeding? | want compound advice |
| want_inflation_advice | The next two questions require some understanding of inflation. Would you like to receive very brief advice on inflation before proceeding? | want inflation advice |
| want_risk_advice | The next two questions require some understanding of risk. Would you like to receive very brief advice on risk before proceeding? | want risk advice |
