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hyg001

Making Your Health Plan Choices



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hypothetical plan choice
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hyg002When you chose health insurance in this part, which of the following was MOST important to you (please select one)? most important reason
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hyg_check_001Which plan has the lowest annual premium - you pay part of this cost with each paycheck throughout the year?lowest annual premium
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hyg_check_002In which plan is the amount of medical bills you have to pay out-of-pocket before insurance begins to pay lowest?lowest amount of medical expenses during year
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hyg_check_003Which plan has the lowest share of medical bills after your total spending has hit the deductible?lowest share of medical bills
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hyg_check_004Which plan has the lowest maximum amount you could pay in out-of-pocket costs?lowest total amount out of pocket
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hyg_check_005Which plan has the lowest total health spending if you end up in the 1st spending group?lowest spending 1st group
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hyg_check_005_answer_wrongwrong answer
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hyg_check_006Which plan has the lowest total health spending if you end up in the 5th spending group?lowest spending 5th group
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hyg_check_006_answer_wrongwrong answer
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hyg_check_007Which plan has the lowest total health spending if you end up in the 10th spending group?lowest spending 10th group
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hyg_check_007_answer_wrongwrong answer
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hyg_check_graph_introThe graph below provides additional information about the two health plans available to you.

What the graph shows:

  • Premium for the plan. This is the first dot in the graph for each plan and is the minimum possible total health spending you could have for the year if you choose that plan for you.
  • Expected total spending (premium + out of pocket) you would have for each of the 10 equally-likely spending groups you could end up for the year.
  • Maximum possible spending. This is the most you could possibly have to pay in the worst-case scenario (premium + maximum possible out-of-pocket spending) with that plan.
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Understanding Your Health Plan Options


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hyg_check_table_intro

Understanding Your Health Plan Options


The table below shows two health plans available to you. While these plans have different costs and features, they all offer you the same access to good doctors and hospitals.
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Understanding Your Health Plan Options


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Understanding Your Health Plan Options


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