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introductionsection
| Variable | Question text | Label |
|---|---|---|
| B31_a | $500 | Put it on my credit card and NOT pay the balance in full at the end of the month |
| B31_b | $1,000 | Put it on my credit card and NOT pay the balance in full at the end of the month |
| B31_c | $5,000 | Put it on my credit card and NOT pay the balance in full at the end of the month |
| B31_d | $10,000 | Put it on my credit card and NOT pay the balance in full at the end of the month |
| B31a_a | $500 | $500 pay for unexpected expense |
| B31a_b | $1,000 | $1000 pay for unexpected expense |
| B31a_c | $5,000 | $5000 pay for unexpected expense |
| B31a_d | $10,000 | $1000 pay for unexpected expense |
| intro_1 | Who makes the major financial decisions in your household? | financial decisions |
| intro_2 | Please tell us whether you own or rent your home (primary residence). | own or rent home |
| intro_3 | About what year did you buy your home? | year purchase home |
| intro_4 | Please choose all answers that apply to where you live now. | I have a mortgage and/or home equity loan |
| intro_5 | How well do you feel that you understand the terms and conditions of your current mortgage loan? | understanding of mortgage |
| intro_5a | Will the interest on your mortgage reset within the next two years? That is, will the interest possibly change quite a bit within that period? (this may happen for instance if you have an Interest-Only Adjustable-rate Mortgage (ARM), an option ARM, or a balloon ARM; or if you have to refinance a ^FLHeloc or ^FLHamp) | reset of mortgage |
| intro_5aa | Is the current balance of your mortgage and/or home equity loan higher or lower than when the loan was first made? | balance higher |
| intro_5ab | Do you have plans for when you will pay off the mortgage? | pay-off mortgage |
| intro_5ac | When will that be? Please choose all that apply. | When I retire |
| intro_5ac_age | age when pay-off | |
| intro_6 | Have you refinanced your mortgage in the last 3 years? | refinanced mortgage past 3 yrs |
| intro_7 | You said that you have not refinanced your mortgage in the last 3 years. Please tell us the reasons why you have not refinanced. Please choose all that apply. | I never thought about refinancing |
| intro_7_other | other reason not refinanced mortgage past 3 yrs | |
| intro_8 | You said that you refinanced your house in the last 3 years. Please select all the people who you asked for financial advice about the refinancing. | I didn't ask for advice |
| intro_8_other | other person asked for advice | |
| intro_8a | You said that you refinanced your house in the last 3 years. Did you do any of the following? | I took cash out |
| intro_8a_other | other specifics of the mortgage refinance |