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q13

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General information

Question text: Which best describes your reason for starting to collect Social Security benefits at or soon after your full retirement age, as opposed to claiming early or delaying? (Please check all that apply.)
Answer type: Check boxes
Answer options: 1 The earnings test no longer applies at full retirement age
2 I wanted to avoid getting a reduced benefit
3 It seemed natural to start my benefit at my full retirement age
4 That's when I stopped working
5 That's when my spouse stopped working
6 Even though I had stopped working before full retirement age, my retirement savings (or my spouse/partner's) was enough to pay our expenses through full retirement age (but not later)
7 I/we didn't want to delay any longer as there is a risk that Social Security might cut benefits in the future
8 I/we didn't think it was worth it to delay any longer as our health wasn't so good and I/we might not enjoy a long life
9 I/we didn't want to delay any longer as I/we could invest the money and end up ahead
10 I/we were encouraged to claim at full retirement age by a financial adviser
11 I/we were encouraged to claim at full retirement age by friends or family
12 I/we were encouraged to claim at full retirement age by an employee at the Social Security office
13 Other (Please specify)~q13_other
Label: REASON STARTED TO COLLECT SS AT FULL RET AGE
Empty allowed: One-time warning
Error allowed: Not allowed
Multiple instances: No

Data information

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