Understanding America Study

UAS 49

Understanding Annuities.

Financial Literacy
Risk Preferences
Time Preferences

Survey Experiments:

Auxiliary Randomization
Vignettes With Randomly Determined Individual Characteristics

Section	Description
Base	Base questions
Demographics	Demographics
randomization	Randomization
educationsection	Education
advice	Advice
sell	Sell loop
buy	Buy loop
framing	Framing
insurance	Insurance
Closing	Closing questions

Metadata
Survey codebook
Codebook Behavioral Impediments to Valuing Annuities: Evidence on the Effects of Complexity and Choice Bracketing - Brown et all NBER 24101
Publications associated with this survey Amit Gandhi, Anya Samek and Ricardo Serrano-Padial, "On Information and the Demand for Insurance" American Economic Association Annual Meeting 2020 January (2020) Jeffrey R. Brown, Arie Kapteyn, Erzo Luttmer, Olivia S. Mitchell and Anya Samek, "Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing" Pension Research Council WP2019-05 (2019) Jeffrey R. Brown, Arie Kapteyn, Erzo FP Luttmer, Olivia S. Mitchell, and Anya Savikhin Samek, "Behavioral Impediments to Valuing Annuities: Evidence on the Effects of Complexity and Choice Bracketing" National Bureau of Economic Research No. w24101. (2017)

Data
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Additional data
Behavioral Impediments to Valuing Annuities: Evidence on the Effects of Complexity and Choice Bracketing - Brown et all NBER 24101 Public Download (No login required)

UAS 49 - Response Overview	#
Size of selected sample	5523
Completed the survey	4530
Started but did not complete the survey	63
Did not start the survey	930
Response rate	82.02%

Timing Distribution

Additional Information
Sample selection	All active respondents except Spanish speakers.
Language(s)	English/Spanish
Field dates	June 06, 2016 to October 27, 2016
Under embargo	No
Average Time	15 minutes